Effingham County property record for 14446 E Shilo St, Effingham, IL 62401 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 1 Beds |
| Year Built | Built 1994 |
| Square Footage | 2,020 sqft Base Area |
| Lot Size | 41,818 sqft (0.96 acres) |
| Garage | 1,140 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $1,050,000 (2025) |
| Tax Bill | $5,456.00 (2024) |
| Primary APN | 14-10-211-043 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Building Area | 2,020 sqft Base Area |
| 1st Floor | 2,020 sqft 1st Floor |
| Basement Area | 1,600 sqft Basement |
| Unfinished Basement | 1,600 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 41,818 sqft (0.96 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,140 sqft Garage |
| Street Address | 14446 E SHILO ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7158 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 43, 44 & 45 RICHMOND HILLS 3690/144 3039/217 1333/119 847/291 |
| Legal Subdivision | REPLAT OF RICHMOND HILLS SUBDIVISION |
| Legal Lot Number | 43-45 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | WATSON |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 950500 |
Source: Effingham County records · APN 14-10-211-043
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14446 E SHILO ST, EFFINGHAM, IL 62401-7158 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 02, 2025 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| May 26, 2021 | Warranty Deed, Transfer · Line of Credit WASHINGTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2025 · Amount on Record |
| Deed Sale | Dec 02, 2025 · Amount on Record |
| Prior Sale | May 26, 2021 · Amount on Record |
| Deed Doc Number | 20254336 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Dec 02, 2025 |
| Property Address | 14446 E SHILO ST, EFFINGHAM, IL 62401-7158 |
| Document Number | 202525004336 |
| Map Reference | MB 11 PG 185 |
| Instrument Date | Dec 01, 2025 |
| Instrument | 202525004336 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 14446 E SHILO ST, EFFINGHAM, IL 62401-7158 |
| Document Number | 202525004337 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 202525004337 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 26, 2021 |
| Property Address | 14446 E SHILO ST, EFFINGHAM, IL 62401-7158 |
| Document Number | 3690/144 |
| Book / Page | 3690 / 144 |
| Map Reference | MB 11 PG 185 |
| Instrument Date | May 24, 2021 |
| Instrument | 202121002642 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 14446 E SHILO ST, EFFINGHAM, IL 62401-7158 |
| Document Number | 202121002643 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 202121002643 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,456.00 (+28.14%) Homeowner's exemption | $106,700 (+21.55%) Land $9,230 Building $97,470 | $320,100 (+21.55%) Land $27,690 Building $292,410 |
| 2022 | $4,258.00 Homeowner's exemption | $87,780 Land $7,590 Building $80,190 | $263,340 Land $22,770 Building $240,570 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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