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14368 E Shilo St, Effingham, IL 62401 Property Records

Effingham County property record for 14368 E Shilo St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 2,010 sqft · built 1993
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (May 2010)
Tax Bill$5,684 (2025)
Deeds & MortgagesMar 2024 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-10-211-048

Property Details

APN / Parcel Number

Primary APN14-10-211-048

Interior

Bedrooms1 Bed
Stories1 Story
Building Area2,010 sqft Base Area
1st Floor Area2,010 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area27,878 sqft (0.64 acres)
Garage Area1,140 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address14368 E SHILO ST
CityEFFINGHAM
StateIL
Zip62401-7159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 48 & 49 REPLAT OF RICHMOND HILLS SUB 3152/315 2619/31 2619/28 1757/18 1439/235 894/108
Legal SubdivisionHILLS SUBDIVISION
Legal Lot Number48-49
JurisdictionEFFINGHAM IL
Township / Civil DivisionWATSON
Census Block Group2
Census Block2030
Census Tract950500

Owner

14368 E Shilo St is owned and occupied by two individuals who bought it in May 2010.

Source: Effingham County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address14368 E SHILO ST, EFFINGHAM, IL 62401-7159
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Commercial Mortgage
WASHINGTON SAVINGS BANK
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
WASHIGTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2010 · Amount on File
Deed SaleMay 5, 2010 · Amount on File
Prior SaleMay 5, 2010 · Amount on File
Deed Document Number20101002050
Deed Book / Page2619 / 31
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14368 E SHILO ST, EFFINGHAM, IL 62401-7159
Transaction TypeMortgage
Record UpdatedApr 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address14368 E SHILO ST, EFFINGHAM, IL 62401-7159

Mortgage

Document Number202424000866
DateMar 20, 2024
Instrument202424000866
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Address200 S BANKER ST, EFFINGHAM, IL 62401
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term84 Months
DueMar 20, 2031
Interest
Rate7.75%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address14368 E SHILO ST, EFFINGHAM, IL 62401-7159
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003563/98
DateMay 14, 2020
Book Page3563/98
Instrument202020002298
Lender
NameWASHIGTON SAVINGS BANK
TypeNon-Lending Institution
AddressEFFINGHAM, IL 62401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 14368 E Shilo St was $5,684 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionWatson Township
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,684.00$113,230 Land $6,720 Building $106,510$339,690 Land $20,160 Building $319,530
2022$4,096.00 Homeowner's exemption$84,690 Land $5,030 Building $79,660$254,070 Land $15,090 Building $238,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14368 E Shilo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14368 E Shilo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber		1,000 / 1,000
GigFire
Fixed Wireless		150 / 130

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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