Black Hawk County property record for 1443 Prospect Blvd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,752 sqft · built 1977 |
| Lot Size | 0.715 acres (31,140 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,000 (Jan 2020) |
| Tax Bill | $10,564 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-04-333-017 |
| Primary APN | 8813-04-333-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 825 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,140 sqft (0.715 acres) |
| Lot Dimensions | 173 ft deep x 180 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,668 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 622 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1443 PROSPECT BLVD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRAIRIE MEADOW WEST THIRD ADD LOT 53 LOT 54 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 04 |
| Legal Subdivision | PRAIRIE MEADOW WEST THIRD ADD |
| Legal Lot Number | 53,54 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 1302 |
1443 Prospect Blvd is owned and occupied by two individuals who bought it in January 2020.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Jan 17, 2020 | Warranty Deed, Transfer · ARM GREENSTATE CREDIT UNION |
| Jan 17, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Nov 30, 2017 | Deed, Transfer |
| Nov 30, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on File |
| Deed Sale | Jan 17, 2020 · Amount on File |
| Prior Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 202012714 |
| Prior Transfer Date | Jan 15, 2019 |
| Prior Transfer Doc | 0000011175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202400001950 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 202400001950 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 9, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200021732 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 202200021732 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 17, 2020 |
| Property Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Document Number | 202000012714 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 202000012714 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Document Number | 202000012715 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 202000012715 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Jan 5, 2030 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 17, 2019 |
| Property Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Document Number | 2019000011175 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 20190-00011175 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 178, WATERLOO, IA 50704-0178 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 30, 2017 |
| Property Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Document Number | 201800009431 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 2018-00009431 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Nov 30, 2017 |
| Property Address | 1443 PROSPECT BLVD, WATERLOO, IA 50701-4953 |
| Document Number | 201800009423 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 2018-00009423 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31942 LIBERTY AVE, PARKERSBURG, IA 50665-7671 |
The 2025 property tax bill for 1443 Prospect Blvd was $10,564 with a homeowner's exemption, up 7.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,564.00 (+7.62%) Homeowner's exemption | $528,560 Land $65,480 Building $463,080 | $528,560 Land $65,480 Building $463,080 |
| 2024 | $9,816.00 | ||
| 2023 | $435,030 (+22.7%) Land $65,480 Building $369,550 | $435,030 Land $65,480 Building $369,550 | |
| 2022 | $7,592.00 Homeowner's exemption | $354,540 Land $65,480 Building $289,060 | |
| 2021 | $354,540 Land $65,480 Building $289,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1443 Prospect Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1443 Prospect Blvd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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