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1427 Prospect Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1427 Prospect Blvd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,290 sqft · built 1978
Lot Size0.357 acres (15,570 sqft)
Owner2 Individual Names on File
Last Sale$223,000 (Oct 2021)
Tax Bill$7,182 (2025)
Deeds & MortgagesOct 2020 Sale
Aug 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APN8813-04-333-018

Property Details

APN / Parcel Number

Primary APN8813-04-333-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,290 sqft Living Area
1st Floor Area2,290 sqft
Basement Area2,290 sqft
Unfinished Basement2,290 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,570 sqft (0.357 acres)
Lot Dimensions173 ft deep x 90 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area94 sqft
Patio Area538 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1427 PROSPECT BLVD
CityWATERLOO
StateIA
Zip50701-4953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE MEADOW WEST THIRD ADD LOT 55
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionPRAIRIE MEADOW WEST THIRD ADD
Legal Lot Number55
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2003
Census Tract1302

Owner

1427 Prospect Blvd is owned and occupied by two individuals who acquired it in December 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1427 PROSPECT BLVD, WATERLOO, IA 50701-4953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Warranty Deed, Transfer
Aug 18, 2020Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2021 · Amount on File
Deed SaleOct 2, 2021 · Amount on File
Prior SaleOct 2, 2020 · Amount on File
Deed Document Number20217076
Last Transfer DateDec 20, 2022
Transfer Doc0000013805
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateOct 2, 2020
Property Address1427 PROSPECT BLVD, WATERLOO, IA 50701-4953
Document Number202100007076
Instrument DateSep 28, 2020
Instrument202100007076
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount on Record
Tax$356.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1427 PROSPECT BLVD, WATERLOO, IA 50701-4953

August 2020: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateAug 18, 2020
Property Address1427 PROSPECT BLVD, WATERLOO, IA 50701-4953
Document Number202100003488
Instrument DateJul 2, 2020
Instrument202100003488
Transaction TypeForeclosure
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1427 PROSPECT BLVD, WATERLOO, IA 50701-4953

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,182.00 (+9.62%) Homeowner's exemption$377,400 (+15.66%) Land $38,520 Building $338,880$377,400 (+15.66%) Land $38,520 Building $338,880
2024$6,552.00 (+17.29%)
2023$326,310 (+23.98%) Land $38,520 Building $287,790$326,310 (+23.98%) Land $38,520 Building $287,790
2022$5,586.00 Homeowner's exemption$263,190 Land $38,520 Building $224,670
2021$263,190 Land $38,520 Building $224,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1427 Prospect Blvd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1427 Prospect Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber		10,000 / 10,000
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20

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