14421 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14421 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,919 sqft · built 2000
Lot Size	0.314 acres (13,694 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Nov 2025)
Tax Bill	$4,774 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0725-000-61500`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0725-000-61500`
Alternative APNs	`262228072500061500` `3788370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,919 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	2,690 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,694 sqft (0.314 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Florida Room
Porch Area	317 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3788370
Street Address	14421 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 6 SUB LOT 615 PB 42 PGS 71-72 ORB 5030 PG 2453 ORB 6507 PG 182
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 6 SUB
Legal Tract	0725
Legal Lot Number	615
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2027
Census Tract	31315

Owner

14421 Pine Cone Trl is owned and occupied by two individuals who bought it in November 2025.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · FHA Mortgage CHRISTENSEN FINANCIAL INC
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2017	Warranty Deed, Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Nov 27, 2017 · Amount on File
Deed Document Number	2025137844
Deed Book / Page	6628 / 2148
Prior Transfer Date	Apr 9, 2025
Prior Transfer Doc	0065070182
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156

Mortgage

Document Number	0056351114
Date	Feb 3, 2021
Book Page	5635/1114
Instrument	2021015519

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 7, 2025
Property Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156
Document Number	0066282148
Book / Page	6628 / 2148
Map Reference	MB 42 PG 71&72
Instrument Date	Oct 24, 2025
Instrument	2025137844
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 WATERFORD OAK DR APT 302, 302, ORLANDO, FL 32828-6065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156

Mortgage

Document Number	0066282150
Date	Nov 7, 2025
Instrument	6628/2150

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 27, 2017
Property Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156
Document Number	0050302453
Book / Page	5030 / 2453
Map Reference	MB 42 PG 71&72
Instrument Date	Nov 20, 2017
Instrument	2017125055
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9202 NORTHLAKE PKWY APT 101, 9202, ORLANDO, FL 32827-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14421 PINE CONE TRL, CLERMONT, FL 34711-7156

Mortgage

Document Number	2017125056
Date	Nov 27, 2017
Instrument	2017125056

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,210 (+2.9%)	$436,897 (-) Land $120,000 Building $316,897
2025		$290,780 Land $120,000 Building $170,780	$436,897 Land $120,000 Building $316,897
2024	$4,774.00 (+8.13%)
2023	$4,415.00 (+7.32%) Homeowner's exemption	$274,360 (+3%)	$347,956 (-) Land $60,000 Building $287,956
2022	$4,114.00 Homeowner's exemption	$266,370	$347,956 Land $60,000 Building $287,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14421 Pine Cone Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14421 Pine Cone Trl is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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