14403 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14403 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,012 sqft · built 2002
Lot Size	0.293 acres (12,767 sqft)
Owner	Trust Name on File
Last Sale	$237,000 (Sep 2013)
Tax Bill	$4,424 (2024)
Deeds & Mortgages	Apr 2023 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0730-000-72300`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0730-000-72300`
Alternative APNs	`262228073000072300` `3794105`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,012 sqft Living Area
Gross Area	3,714 sqft
1st Floor Area	2,744 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,767 sqft (0.293 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	308 sqft
Porch	Florida Room
Porch Area	365 sqft
Deck Area	Deck Area
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3794105
Street Address	14403 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GREATER PINES PHASE 7 SUB LOT 723 PB 44 PGS 23-24 ORB 4381 PG 737 ORB 6129 PG 1381
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE 7 SUB
Legal Tract	0730
Legal Lot Number	723
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2027
Census Tract	31315

Owner

14403 Pine Cone Trl is owner-occupied and held in a trust since April 2023.

Source: Lake County records, as of November 26, 2025

Owner of Record	Trust Name on File
Mailing Address	14403 PINE CONE TRL, CLERMONT, FL 34711-7156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage WATSON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2013 · Amount on File
Deed Sale	Sep 19, 2013 · Amount on File
Prior Sale	Apr 8, 2002 · Amount on File
Deed Document Number	2013104687
Deed Book / Page	4381 / 737
Last Transfer Date	Apr 21, 2023
Transfer Doc	0061291381
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 24, 2023
Property Address	14403 PINE CONE TRL, CLERMONT, FL 34711-7156
Document Number	0061291381
Book / Page	6129 / 1381
Map Reference	MB 44 PG 23&24
Instrument Date	Apr 21, 2023
Instrument	2023046732
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14403 PINE CONE TRL, CLERMONT, FL 34711-7156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	14403 PINE CONE TRL, CLERMONT, FL 34711-7156

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14403 PINE CONE TRL, CLERMONT, FL 34711-7156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WATSON TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055100861
Date	Jul 24, 2020
Book Page	5510/861
Instrument	2020079404

Lender

Name	WATSON MORTGAGE CORP
Type	Mortgage Company
Address	JACKSONVILLE, FL 32211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,370 (+2.9%)	$478,801 (-0.04%) Land $120,000 Building $358,801
2025		$268,590 Land $120,000 Building $148,590	$479,010 Land $120,000 Building $359,010
2024	$4,424.00 (+8.67%)
2023	$4,071.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$253,420 (+3%)	$387,970 (+0.05%) Land $60,000 Building $327,970
2022	$3,776.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$246,040	$387,762 Land $60,000 Building $327,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14403 Pine Cone Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14403 Pine Cone Trl is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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