Cole County property record for 14420 Lower Bottom Rd, Saint Thomas, MO 65076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,530 sqft · built 1995 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-06-23-0001-001-006 |
| Primary APN | 19-06-23-0001-001-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 2,170 sqft |
| Unfinished Basement | 2,170 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 62,291 sqft (1.43 acres) |
| Lot Dimensions | 301 ft deep x 255 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 14420 LOWER BOTTOM RD |
|---|---|
| City | SAINT THOMAS |
| State | MO |
| Zip | 65076-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUECKENOTTE 1 LOT 1 |
| Legal Range | 12W |
| Legal Township | 42N |
| Legal Section | 23 |
| Legal Subdivision | LUECKENOTTE 1 |
| Legal Lot Number | 1 |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 20200 |
Source: Cole County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14420 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 14420 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2154 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Name | Verified Name |
|---|
| Document Number | 712/403 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 712/403 |
| Instrument | 202007042 |
| Name | MID AMERICA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,800 (+5.09%) Land $3,200 Building $34,600 | ||
| 2025 | $2,155.00 (+14.93%) | $35,970 (-) Land $3,000 Building $32,970 | $198,800 (+5.02%) Land $16,600 Building $182,200 |
| 2023 | $35,970 Land $3,000 Building $32,970 | $189,300 Land $15,800 Building $173,500 | |
| 2022 | $1,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 15 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Brightspeed DSL | 100 / 10 |
May also be available: AT&T, Mediacom Xtream.
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