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14307 Lower Bottom Rd, Saint Thomas, MO 65076 Property Records

Cole County property record for 14307 Lower Bottom Rd, Saint Thomas, MO 65076 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,239 sqft · built 1970
Lot Size1.83 acres (79,715 sqft)
Owner2 Individual Names on File
Tax Bill$1,420 (2025)
Deeds & MortgagesMay 2021 Refinance
May 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-06-24-0000-001-005

Property Details

APN / Parcel Number

Primary APN19-06-24-0000-001-005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,239 sqft Living Area
1st Floor Area1,239 sqft
Basement Area700 sqft
Finished Basement700 sqft
Unfinished Basement1,239 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area79,715 sqft (1.83 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address14307 LOWER BOTTOM RD
CitySAINT THOMAS
StateMO
Zip65076-2116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEGIN SW COR N 1/2 SWNW 24 N 334.14 TO RD NE 233.07 ALONG RD S 378.35 W 223 TO POB
Legal Range12W
Legal Township42N
Legal Section24
JurisdictionCOLE MO
Township / Civil DivisionOSAGE
Census Block Group2
Census Block2033
Census Tract20200

Owner

Source: Cole County records · APN 19-06-24-0000-001-005

Assessment roll updated August 21, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14307 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
May 22, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HOME POINT FINANCIAL CORPORATION
Jun 18, 2018Deed of Trust, Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address14307 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2116
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000726/378
DateMay 28, 2021
Book Page726/378
Instrument20216468
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address14307 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2116
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number698/329
DateMay 22, 2019
Book Page698/329
Instrument201903971
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLE MO
Property Address14307 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2116
Transaction TypeMortgage
Record UpdatedAug 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000688/0000000634
DateJun 18, 2018
Book Page0000000688/0000000634
Instrument201805350
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cole County records · Assessment roll updated August 21, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCole County
Unified School DistrictBlair Oaks R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,420.00 (+14.98%)$23,690 (-) Land $2,280 Building $21,410$124,700 (-) Land $12,000 Building $112,700
2023$23,690 Land $2,280 Building $21,410$124,700 Land $12,000 Building $112,700
2022$1,235.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cole County (29051C), updated November 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290510202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimSep 1993, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · above 49% of Missouri
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Wisper ISPFixed Wireless400 / 30Yes
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100Yes
WhittrioFixed Wireless (unlicensed)100 / 50No
BrightspeedDSL100 / 10Yes

May also be available at this address: Mediacom Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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