St. Croix County property record for 1442 Oak Dr, River Falls, WI 54022
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,539 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-1067-90-200 |
| Primary APN | 022-1067-90-200 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|
| Street Address | 1442 OAK DR |
|---|---|
| City | RIVER FALLS |
| State | WI |
| Zip | 54022-5618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 24 T28N R18W SE NW (EZ-U-1124/625) BEING LOT 3 CSM 14/3857 |
| Legal Range | 18W |
| Legal Township | 28N |
| Legal Section | 24 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | KINNICKINNIC |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 120904 |
1442 Oak Dr is owned and occupied by two individuals.
Source: St. Croix County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1442 OAK DR, RIVER FALLS, WI 54022-5618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC |
| Oct 3, 2019 | Deed of Trust, Mortgage · Line of Credit WESTCONSIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1442 OAK DR, RIVER FALLS, WI 54022-5618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001051924 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 1051924 |
| Name | PARAMOUNT EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 1442 OAK DR, RIVER FALLS, WI 54022-5618 |
| Document Number | 0001090523 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1442 OAK DR RIVER FLS RIVER FALLS WI 54022, RIVER FALLS, WI 54022 |
| Document Number | 0001090523 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 1090523 |
| Name | WESTCONSIN CU |
|---|---|
| Type | Credit Union |
| Address | MENOMONIE, WI 54751 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1442 Oak Dr was $6,539 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| County Subdivision | Kinnickinnic Town |
| Unified School District | River Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,539.00 Homeowner's exemption | ||
| 2025 | $6,539.00 Homeowner's exemption | $456,700 Land $100,000 Building $356,700 | $456,700 Land $100,000 Building $356,700 |
| 2023 | $5,970.00 Homeowner's exemption | $456,700 Land $100,000 Building $356,700 | $456,700 Land $100,000 Building $356,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1442 Oak Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (2014–2020) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1442 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swiftcurrent Connect Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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