1346 Oak Dr, River Falls, WI 54022 Property Records

St. Croix County property record for 1346 Oak Dr, River Falls, WI 54022

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Lot Size	18.5 acres (805,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jul 2020)
Tax Bill	$2,534 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-1065-30-000`

Property Details

APN / Parcel Number

Primary APN	`022-1065-30-000`
Alternative APN	`23.28.18.355A`

Exterior

Lot Area	805,860 sqft (18.5 acres)

Location & Zoning

Street Address	1346 OAK DR
City	RIVER FALLS
State	WI
Zip	54022-5617
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	SEC 23 T28N R18W W1/2 SW NE EXC E 3 RDS
Legal Range	18W
Legal Township	28N
Legal Section	23
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	3
Census Block	3072
Census Tract	120904

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1346 OAK DR, RIVER FALLS, WI 54022-5617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage RIVER FALLS STATE BANK
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit RIVER FALLS STATE BANK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	20201107918
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1346 OAK DR, RIVER FALLS, WI 54022-5617
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001189384
Date	Feb 28, 2025
Instrument	1189384

Lender

Name	RIVER FALLS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	1346 OAK DR, RIVER FALLS, WI 54022-5617
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175148
Date	Jan 16, 2024
Instrument	1175148

Lender

Name	RIVER FALLS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jul 24, 2020
Property Address	1346 OAK DR, RIVER FALLS, WI 54022-5617
Document Number	0001107918
Instrument Date	Jul 15, 2020
Instrument	1107918
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	W5753 810TH AVE SPRING VALLEY WI 547677837, SPRING VALLEY, WI 54767-7837

Mortgage

Document Number	1107919
Date	Jul 24, 2020
Instrument	1107919

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,534.00
2025	$2,534.00 (+561.62%)	$174,700 (+523.93%) Land $74,700 Building $100,000	$174,700 (+523.93%) Land $74,700 Building $100,000
2023	$383.00	$28,000 Land $28,000	$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2014–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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