1442 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1442 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	Trust Name on File
Last Sale	$180,000 (Oct 2022)
Tax Bill	$4,432 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-253-006`

Property Details

APN / Parcel Number

Primary APN	`05-06-253-006`
Alternative APNs	`506253006` `330A382`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	1442 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-SAYBROOK SEC 7 LOT 1442
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1442
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

1442 Chadbourne Dr is owner-occupied and held in a trust since November 2022.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 28, 2022	Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 28, 2022	Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2022 · Amount on File
Deed Sale	Oct 28, 2022 · Amount on File
Deed Document Number	202232982
Last Transfer Date	Nov 23, 2022
Transfer Doc	0000035624
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 28, 2026
Property Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639
Document Number	0000010245
Instrument Date	Apr 23, 2026
Instrument	202610245
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639

Mortgage

Document Number	0000010245,
Date	Apr 28, 2026
Instrument	202610245

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 28, 2022
Property Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639
Document Number	0000035624
Map Reference	BK32 PG262-270
Instrument Date	Nov 23, 2022
Instrument	2235624
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 28, 2022
Property Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639
Document Number	0000032982
Map Reference	BK32 PG262-270
Instrument Date	Oct 23, 2022
Instrument	2232982
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4405 HIGHCREST RD, 4405, ROCKFORD, IL 61107-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1442 CHADBOURNE DR, DAVIS, IL 61019-9639

Tax Assessment & Valuation

The 2025 property tax bill for 1442 Chadbourne Dr was $4,432 with exemptions applied, up 4.5% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,432.00 (+4.53%) Homeowner's exemption Senior Citizen's exemption	$93,319 (+10.73%) Land $4,209 Building $89,110	$279,957 (+10.73%) Land $12,627 Building $267,330
2024	$4,240.00	$84,276 Land $3,801 Building $80,475	$252,828 Land $11,403 Building $241,425
2022	Homeowner's exemption	$47,526 Land $2,906 Building $44,620	$142,578 Land $8,718 Building $133,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1442 Chadbourne Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1442 Chadbourne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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