1438 Chadbourne Dr, Davis, IL 61019 Property Records

Winnebago County property record for 1438 Chadbourne Dr, Davis, IL 61019

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2024)
Tax Bill	$4,660 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-253-056`

Property Details

APN / Parcel Number

Primary APN	`05-06-253-056`
Alternative APN	`506253056`

Location & Zoning

Street Address	1438 CHADBOURNE DR
City	DAVIS
State	IL
Zip	61019-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORRECTED FINAL PLAT 2 SAYBROOK SEC 7OF LAKE SUMMERSET (EXC BEG SW COR LT 1438 TH SE 93.88 FT NE 38 FT NW 88.68 FT TH SW 19.2 FT TO POB) LT 1438
Legal Subdivision	CORRECTED FINAL PLAT 2
Legal Lot Number	1438
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	1
Census Block	1007
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1438 CHADBOURNE DR, DAVIS, IL 61019-9639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2024 · Amount on Record
Deed Sale	Apr 17, 2024 · Amount on Record
Deed Document Number	20248496
Record Updated	Sep 20, 2026

April 2024: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 17, 2024
Property Address	1438 CHADBOURNE DR, DAVIS, IL 61019-9639
Document Number	0000008496
Map Reference	BK32 PG262-270
Instrument Date	Apr 12, 2024
Instrument	2408496
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1438 CHADBOURNE DR, DAVIS, IL 61019-9639

Mortgage

Document Number	0000008497
Date	Apr 17, 2024
Instrument	2408497

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,660.00	$78,132 (+46.28%) Land $3,564 Building $74,568	$234,396 (+46.28%) Land $10,692 Building $223,704
2022	Homeowner's exemption	$53,411 Land $2,461 Building $50,950	$160,233 Land $7,383 Building $152,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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