14411 Silversmith Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 14411 Silversmith Cir, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 2001
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (May 2024)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R11-223-18-3496-0000-0220`

Property Details

APN / Parcel Number

Primary APN	`R11-223-18-3496-0000-0220`
Alternative APNs	`01400102` `1400102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,787 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01400102
Street Address	14411 SILVERSMITH CIR
City	SPRING HILL
State	FL
Zip	34609-0399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERTHORN PH 4A LOT 22
Legal Range	18E
Legal Township	23S
Legal Section	11
Legal Subdivision	SILVERTHORN PH 4A
Legal Lot Number	22
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2013
Census Tract	40909

Owner

Source: Hernando County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	14411 SILVERSMITH CIR, SPRING HILL, FL 34609-0399
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	May 2, 2024 · Amount on Record
Deed Document Number	0044180034
Deed Book / Page	4418 / 34
Last Transfer Date	Feb 13, 2026
Transfer Doc	0046680905
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 13, 2026
Property Address	14411 SILVERSMITH CIR, SPRING HILL, FL 34609-0399
Document Number	0046680905
Book / Page	4668 / 905
Map Reference	MB 32 PG 5-7
Instrument Date	Feb 5, 2026
Instrument	2026009537
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14411 SILVERSMITH CIR, SPRING HILL, FL 34609-0399

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14411 SILVERSMITH CIR, SPRING HILL, FL 34609-0399

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 (+123.33%) Additional exemption filed	$271,801 (+100.89%) Land $27,035 Building $244,766	$271,801 (+4.66%) Land $27,035 Building $244,766
2023		$135,298 Land $135,298
2022	$1,453.00		$259,711 Land $27,035 Building $232,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (2012–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20