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14405 Silversmith Cir, Spring Hill, FL 34609 Property Records

Hernando County property record for 14405 Silversmith Cir, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,683 sqft · built 2003
Lot Size0.195 acres (8,504 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Nov 2021)
Tax Bill$3,477 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR11-223-18-3496-0000-0210

Property Details

APN / Parcel Number

Primary APNR11-223-18-3496-0000-0210
Alternative APNs
  • 01400095
  • 1400095

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,683 sqft Living Area
Gross Area2,194 sqft
1st Floor Area1,683 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,504 sqft (0.195 acres)
Garage TypeAttached
Garage Area361 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01400095
Street Address14405 SILVERSMITH CIR
CitySPRING HILL
StateFL
Zip34609-0399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVERTHORN PH 4A LOT 21
Legal Range18E
Legal Township23S
Legal Section11
Legal SubdivisionSILVERTHORN PH 4A
Legal Lot Number21
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2013
Census Tract40909

Owner

Source: Hernando County records · APN R11-223-18-3496-0000-0210

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14405 SILVERSMITH CIR, BROOKSVILLE, FL 34609-0399
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Warranty Deed, Transfer · Conventional Mortgage
RADIUS FINANCIAL GROUP INC
Aug 19, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Feb 19, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleFeb 19, 2020 · Amount on Record
Deed Document Number202188193
Deed Book / Page4088 / 1442
Prior Transfer DateAug 15, 2005
Prior Transfer Doc0021301814
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateNov 19, 2021
Property Address14405 SILVERSMITH CIR, BROOKSVILLE, FL 34609-0399
Document Number0040881442
Book / Page4088 / 1442
Map ReferenceMB 32 PG 5
Instrument DateNov 16, 2021
Instrument2021088193
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14405 SILVERSMITH CIR, BROOKSVILLE, FL 34609-0399

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14405 SILVERSMITH CIR, BROOKSVILLE, FL 34609-0399

Mortgage

Document Number0040881443
DateNov 19, 2021
Instrument4088/1443
Lender
NameRADIUS FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address14405 SILVERSMITH CIR, SPRING HILL, FL 34609-0399
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address14405 SILVERSMITH CIR, SPRING HILL, FL 34609-0399

Mortgage

Document Number0038771228
DateAug 19, 2020
Book Page3877/1228
Instrument2020050774
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 19, 2020
Property Address14405 SILVERSMITH CIR, SPRING HILL, FL 34609-0399
Document Number0038081137
Book / Page003808 / 001137
Instrument DateFeb 19, 2020
Instrument10876
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 BOLANDER AVE SPRING HILL FL 346095918, SPRING HILL, FL 34609-5918

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,477.00 (+20.02%) Homeowner's exemption$244,120 (+5.99%)$249,522 (+2.17%) Land $37,843 Building $211,679
2023$230,330 Land $10,103 Building $220,227
2022$2,897.00$244,213 Land $37,843 Building $206,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims5 (2012–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2017 · Hurricane Irma

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 179 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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