1441 Simmons Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 1441 Simmons Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,210 sqft · built 1988
Lot Size	6.04 acres (263,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$167,000 (Aug 2008)
Tax Bill	$4,809 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Mortgage
APN	`03-12-0-400-012`

Property Details

APN / Parcel Number

Primary APN	`03-12-0-400-012`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,210 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	263,102 sqft (6.04 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1441 SIMMONS RD
City	O FALLON
State	IL
Zip	62269-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEYVILLE TWP SEC 12 LOT/SEC-12-SUBL/TWP-2N-BLK/RG-8W PT SE SE DOC A02120280
Legal Range	08W
Legal Township	02N
Legal Section	12
Legal Subdivision	CASEYVILLE TWP SEC 1
Legal Block	400
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3016
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1441 SIMMONS RD, O FALLON, IL 62269-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS NATIONAL BANK
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NATL BANK NASHVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2008 · Amount on Record
Deed Sale	Aug 20, 2008 · Amount on Record
Deed Document Number	20082120280
Prior Transfer Date	Dec 1, 2003
Prior Transfer Doc	0001810755
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1441 SIMMONS RD, O FALLON, IL 62269-6606
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02704881
Date	Jun 22, 2021
Instrument	A02704881

Lender

Name	THE FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	LEBANON, IL 62254

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1441 SIMMONS RD, O FALLON, IL 62269-6606
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02695204
Date	Apr 12, 2021
Instrument	A02695204

Lender

Name	FARMERS & MERCHANTS NATL BANK NASHVILLE
Type	Bank
Address	LEBANON, IL 62254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate	2%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,809.00	$76,878 (+54.47%) Land $18,744 Building $58,134	$230,634 (+54.47%) Land $56,232 Building $174,402
2022		$49,769 Land $14,762 Building $35,007	$149,307 Land $44,286 Building $105,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T DSL	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: Wisper ISP.

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