1382 Simmons Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 1382 Simmons Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,224 sqft · built 1958
Lot Size	4.09 acres (178,160 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (Oct 2024)
Tax Bill	$3,931 (2025)
Deeds & Mortgages	Mar 2024 Transfer Jan 2024 Sale & Construction Loan
APN	`04-18-0-100-022`

Property Details

APN / Parcel Number

Primary APN	`04-18-0-100-022`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	178,160 sqft (4.09 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	384 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1382 SIMMONS RD
City	O FALLON
State	IL
Zip	62269-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON TWP SEC 18 LOT/SEC-18-SUBL/TWP-2N-BLK/RG-7W PT NW AS IN A02829622
Legal Range	07W
Legal Township	02N
Legal Section	18
Legal Subdivision	OFALLON TWP
Legal Block	100
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1010
Census Tract	504355

Owner

1382 Simmons Rd is owned and occupied by two individuals who bought it in October 2024.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1382 SIMMONS RD, O FALLON, IL 62269-6604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Quit Claim Deed, Transfer ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC
Jan 29, 2024	Warranty Deed, Construction Loan · Construction Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on File
Deed Sale	Oct 25, 2024 · Amount on File
Prior Sale	Mar 26, 2024
Deed Document Number	20242829622
Prior Transfer Date	Mar 25, 2024
Prior Transfer Doc	0002808547
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 26, 2024
Property Address	1382 SIMMONS RD, O FALLON, IL 62269-6604
Document Number	0A02808547
Instrument Date	Mar 25, 2024
Instrument	A02808547
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 374, O FALLON, IL 62269-0374

January 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 29, 2024
Property Address	1382 SIMMONS RD, O FALLON, IL 62269-6604
Document Number	0A02803984
Instrument Date	Jan 24, 2024
Instrument	A02803984
Transaction Type	Construction Loan
Record Updated	Feb 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 274, O FALLON, IL 62269-0274

Mortgage

Document Number	0A02803985
Date	Jan 29, 2024
Instrument	A02803985

Lender

Name	BANK OF OFALLON
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 24, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1382 Simmons Rd was $3,931 with a homeowner's exemption, down 8.5% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,931.00 (-8.45%)	$68,617 (+9.62%) Land $26,831 Building $41,786	$205,851 (+9.62%) Land $80,493 Building $125,358
2024	$4,294.00	$62,597 Land $24,478 Building $38,119	$187,791 Land $73,434 Building $114,357
2022		$51,077 Land $19,973 Building $31,104	$153,231 Land $59,919 Building $93,312

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1382 Simmons Rd; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1382 Simmons Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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