Whatcom County property record for 1441 Boon St, Sumas, WA 98295
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,590 sqft · built 2018 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jan 2018) |
| Tax Bill | $5,150 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 548425 |
| Primary APN | 548425 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,590 sqft Living Area |
| 1st Floor Area | 1,960 sqft |
| 2nd Floor Area | 630 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 351 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 548425 |
|---|---|
| Street Address | 1441 BOON ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | BONE CREEK MEADOWS LOT 7 |
| Legal Range | 04 |
| Legal Township | 40 |
| Legal Section | 02 |
| Legal Subdivision | BONE CREEK MEADOWS |
| Legal Lot Number | 7 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 10202 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1441 BOON ST, SUMAS, WA 98295-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 12, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI UMPQUA BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2018 · Amount on Record |
| Deed Sale | Jan 12, 2018 · Amount on Record |
| Prior Sale | Jan 18, 2013 · Amount on Record |
| Deed Document Number | 2018-0101370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1441 BOON ST, SUMAS, WA 98295-9628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0000100711 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022-0100711 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 12, 2018 |
| Property Address | 1441 BOON ST, SUMAS, WA 98295-9628 |
| Document Number | 2180101370 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 101370 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,413.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1441 BOON ST SUMAS WA 98295, SUMAS, WA 98295 |
| Document Number | 2180101371 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 101371 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIARD, OR 97224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
| Document Number | 2180101372, |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 101372 |
| Name | HOUSING FIN AUTH |
|---|---|
| Type | Funding / Finance Company |
| Address | SEATTLE, WA 98104-3601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 11, 2048 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,150.00 (-0.68%) | $555,728 (-2.88%) Land $163,020 Building $392,708 | $555,728 (-2.88%) Land $163,020 Building $392,708 |
| 2022 | $572,221 Land $124,096 Building $448,125 | $572,221 Land $124,096 Building $448,125 | |
| 2021 | $5,185.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable · Fiber in parts of the area | 250 / 35 |
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