1425 Boon St, Sumas, WA 98295 Property Records

Whatcom County property record for 1425 Boon St, Sumas, WA 98295

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 2011
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Mar 2026)
Tax Bill$3,961 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN495194

Property Details

APN / Parcel Number

Primary APN495194
Alternative APNs
  • 400402 096476 0000
  • 136494
  • 599306

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,478 sqft

Exterior

Year BuiltBuilt 2011
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Patio Area196 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number599306
Street Address1425 BOON ST
CitySUMAS
StateWA
Zip98295-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionBONE CREEK MEADOWS LOT 9
Legal Range04
Legal Township40
Legal Section02
Legal SubdivisionBONE CREEK MEADOWS
Legal Lot Number9
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1072
Census Tract10202

Owner

Source: Whatcom County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1425 BOON ST, SUMAS, WA 98295-9628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MORTGAGE
Mar 12, 2026Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Nov 29, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2026 · Amount on Record
Deed SaleMar 12, 2026 · Amount on Record
Prior SaleNov 29, 2022
Deed Document Number2026-0300907
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1425 BOON ST, SUMAS, WA 98295-9628
Transaction TypeMortgage
Record UpdatedApr 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000302467
DateMar 30, 2026
Instrument2026-0302467
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMar 12, 2026
Property Address1425 BOON ST, SUMAS, WA 98295-9628
Document Number0000300907
Map ReferenceAF 2061103363
Instrument DateMar 11, 2026
Instrument2026-0300907
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyWHATCOM LAND TITLE NEW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$7,605.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1425 BOON ST, SUMAS, WA 98295-9628

Mortgage

Document Number0000300908
DateMar 12, 2026
Instrument2026-0300908
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

Mortgage

Document Number0000300909
DateMar 12, 2026
Instrument2026-0300909
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionWHATCOM WA
Recording DateNov 29, 2022
Property Address1425 BOON ST, SUMAS, WA 98295-9628
Document Number0001102023
Map ReferenceAF 2061103363
Instrument DateNov 28, 2022
Instrument2022-1102023
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,961.00 (+22.25%)$427,446 (+15.09%) Land $149,435 Building $278,011$427,446 (+15.09%) Land $149,435 Building $278,011
2022$371,391 Land $124,096 Building $247,295$371,391 Land $124,096 Building $247,295
2021$3,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 251 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMAS WATER DEPT
serves 2,157 people · EPA ID WA5384870
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Pogozone powered by Neubeam
Cable · Fiber in parts of the area
250 / 35

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