14409 Masthead Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 14409 Masthead Dr, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,434 sqft · built 2021
Lot Size0.447 acres (19,502 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Oct 2017)
Tax Bill$34,596 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN0148-15-0046

Property Details

APN / Parcel Number

Primary APN0148-15-0046

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,434 sqft Living Area
Upper Floors Area1,379 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialConcrete
Lot Area19,502 sqft (0.447 acres)
Garage TypeAttached
Garage Area632 sqft
Pool Area700 sqft
PorchOpen Porch
Patio Area910 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14409 MASTHEAD DR
CityOSPREY
StateFL
Zip34229-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF1
Legal DescriptionLOT 36, BAYSIDE, PB 49 PG 41, SUBJ TO 81 C-SF CONSERVATION ESMT TO TIITF/STATE OF FLORIDA AS DESC IN ORI 2015156164
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionBAYSIDE
Legal Tract3192
Legal Block1
Legal Lot Number36
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address14409 MASTHEAD DR, OSPREY, FL 34229-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2017 · Amount on Record
Deed SaleOct 10, 2017 · Amount on Record
Deed Document Number2017125498
Record UpdatedJun 8, 2026

October 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSARASOTA FL
Recording DateOct 10, 2017
Property Address14409 MASTHEAD DR, OSPREY, FL 34229-2200
Document Number0000125498
Map ReferenceMB49 PG41
Instrument DateOct 6, 2017
Instrument2017125498
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address551 N CATTLEMEN RD STE 200, 551, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

NameVerified Name
Address8970 BLOOMFIELD BLVD, SARASOTA, FL 34238-4448

Mortgage

Document Number0000125499
DateOct 10, 2017
Instrument2017125499
Lender
NameFINEMARK NATIONAL BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,596.00 (+1.36%) Homeowner's exemption$3,044,400 (+5.07%) Land $1,305,200 Building $1,739,200$3,044,400 (-0.41%) Land $1,305,200 Building $1,739,200
2023$34,133.00 (+2.21%) Homeowner's exemption$2,897,596 (+3%)$3,056,900 (+8.66%) Land $932,300 Building $2,124,600
2022$33,396.00 Homeowner's exemption$2,813,200 Land $839,100 Building $1,974,100$2,813,200 Land $839,100 Building $1,974,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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