Sarasota County property record for 14401 Masthead Dr, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,665 sqft · built 2017 |
| Lot Size | 0.442 acres (19,235 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $600,000 (Dec 2016) |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0148-15-0048 |
| Primary APN | 0148-15-0048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,665 sqft Living Area |
| Gross Area | 3,116 sqft |
| 1st Floor Area | 2,665 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 19,235 sqft (0.442 acres) |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 451 sqft |
| Pool Area | 679 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 721 sqft |
| Deck Area | 147 sqft |
| Patio Area | 1,076 sqft |
| Balcony Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0148150048 |
|---|---|
| Street Address | 14401 MASTHEAD DR |
| City | OSPREY |
| State | FL |
| Zip | 34229-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 38, BAYSIDE, PB 49 PG 41, SUBJ TO 92 C-SF CONSERVATION ESMT TO TIITF/STATE OF FLORIDA AS DESC IN ORI 2015156164 |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | BAYSIDE |
| Legal Tract | 3192 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2102 |
Source: Sarasota County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CREDIT UNION |
| Oct 19, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 6, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/TALLAHASSEE |
| Mar 13, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage HOME LN ALLIANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Deed Document Number | 2016161404 |
| Last Transfer Date | Oct 17, 2023 |
| Transfer Doc | 0000158747 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 29, 2026 |
| Property Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Document Number | 0000057438 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202657438 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Document Number | 0000057438, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202657438 |
| Name | FAIRWINDS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 19, 2023 |
| Property Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Document Number | 0000158747 |
| Map Reference | MB 49 PG 41 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 2023158747 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Document Number | 0000032620 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 14401 MASTHEAD DR OSPREY FL 342292200, OSPREY, FL 34229-2200 |
| Document Number | 0000032620 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 32620 |
| Name | SUNTRUST BK/TALLAHASSEE |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 14401 MASTHEAD DR, OSPREY, FL 34229-2200 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 30141 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9122 MIDNIGHT PASS RD #52 SARASOTA FL 342422982, 52, SARASOTA, FL 34242-2982 |
| Document Number | 0000030141 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 30141 |
| Name | HOME LN ALLIANCE |
|---|---|
| Type | Funding / Finance Company |
| Address | TAMPA, FL 33602 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $874.00 (+11.76%) Homeowner's exemption Veteran's exemption | $1,295,472 (+5.99%) | $2,501,700 (+1.79%) Land $1,304,300 Building $1,197,400 |
| 2024 | $782.00 (+12.2%) | ||
| 2023 | $697.00 (+5.13%) Homeowner's exemption Veteran's exemption | $1,222,293 (+3%) | $2,457,600 (+8.58%) Land $931,600 Building $1,526,000 |
| 2022 | $663.00 Homeowner's exemption Veteran's exemption | $1,186,692 | $2,263,400 Land $838,500 Building $1,424,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures