14402 Mill Ridge Rd, Dubuque, IA 52002 Property Records

Dubuque County property record for 14402 Mill Ridge Rd, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,252 sqft · built 2024
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on File
Last Sale	$77,000 (Feb 2022)
Tax Bill	$172 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-07-452-003`

Property Details

APN / Parcel Number

Primary APN	`10-07-452-003`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
Basement Area	2,252 sqft
Finished Basement	273 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Garage Area	1,002 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Deck Area	215 sqft
Patio Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	14402 MILL RIDGE RD
City	DUBUQUE
State	IA
Zip	52002-1204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 RIDGE VIEW ACRES;
Legal Lot Number	3
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1007

Owner

14402 Mill Ridge Rd is owned and occupied by an individual who bought it in February 2022.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPRA BANK
Mar 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 4, 2024	Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CU
Feb 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Deed Document Number	2022-00001760
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204

Mortgage

Document Number	0000002828
Date	Mar 23, 2026
Instrument	2026-00002828

Lender

Name	CAPRA BANK
Type	Bank
Address	955 WASHINGTON ST, DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204

Mortgage

Document Number	0000003045
Date	Mar 27, 2025
Instrument	2025-00003045

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 TANNIN CT, DUBUQUE, IA 52003-7757

Mortgage

Document Number	0000002737
Date	Apr 4, 2024
Instrument	202400002737

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	368 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 2, 2022
Property Address	14402 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Document Number	0000001760
Map Reference	DOC 2021-15324
Instrument Date	Jan 21, 2022
Instrument	2022-00001760
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount on Record
Tax	$122.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 TANNIN CT, DUBUQUE, IA 52003-7757

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$636,500 Land $95,100 Building $541,400	$636,500 Land $95,100 Building $541,400
2024	$172.00
2023		$14,690 (-) Land $14,690	$14,690 Land $14,690
2022	$208.00 Additional exemption filed	$14,690 Land $14,690
2021			$14,690 Land $14,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14402 Mill Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 14402 Mill Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	80 / 10

May also be available: Maquoketa Valley Electric Cooperative, Mediacom Xtream.

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