14401 Mill Ridge Rd, Dubuque, IA 52002 Property Records

Dubuque County property record for 14401 Mill Ridge Rd, Dubuque, IA 52002 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Year Built	Built 2024
Square Footage	2,070 sqft Living Area
Lot Size	80,760 sqft (1.85 acres)
Garage	Attached, 940 sqft
Occupancy	Owner Occupied
Last Sale	$101,000 (2024)
Tax Bill	$282.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`10-07-452-005`

Interior

Full Baths	1 Baths
Building Area	2,070 sqft Living Area
Basement Area	2,070 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 2024
Architectural Style	Ranch Style
Lot Area	80,760 sqft (1.85 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	940 sqft Garage
Porch	Open Porch
Porch Area	349 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	14401 MILL RIDGE RD
City	DUBUQUE
State	IA
Zip	52002-1204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 RIDGE VIEW ACRES;
Legal Lot Number	5
Jurisdiction	DUBUQUE IA
Minor Civil Division	DUBUQUE
Census Blockgroup	1
Census Block	1007

Owner

Source: Dubuque County records · APN 10-07-452-005

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14401 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Apr 23, 2024	Deed of Trust, Mortgage · Building or Construction Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2024 · Amount on Record
Deed Sale	Feb 02, 2024 · Amount on Record
Deed Doc Number	0000240929
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14401 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14401 MILL RIDGE RD, DUBUQUE, IA 52002-1204

Mortgage

Document Number	0000013764
Date	Dec 19, 2025
Instrument	2025-00013764

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	14401 MILL RIDGE RD, DUBUQUE, IA 52002-1204
Transaction Type	Mortgage
Record Updated	Oct 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 MELROSE TER, DUBUQUE, IA 52001-6549

Mortgage

Document Number	0000003390
Date	Apr 23, 2024
Instrument	2024-00003390

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	3999 PENNSYLVANIA AVE, DUBUQUE, IA 52002

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Dubuque County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$443,900 (+1,741.76%) Land $111,600 Building $332,300	$443,900 (+1,741.76%) Land $111,600 Building $332,300
2024	$282.00 (-17.06%)
2023		$24,102 (-) Land $24,102	$24,102 (-) Land $24,102
2022	$340.00 Additional exemption filed	$24,102 Land $24,102
2021			$24,102 Land $24,102

Flood & Wildfire

14401 Mill Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Dubuque County (19061C), updated August 9, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 49th in Iowa
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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