1440 W Cap Cir, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 1440 W Cap Cir, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.293 acres (12,792 sqft)
Owner	Individual Name on File
Tax Bill	$6,732 (2022)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-15-308-018`

Property Details

APN / Parcel Number

Primary APN	`17-09-15-308-018`

Exterior

Lot Area	12,792 sqft (0.293 acres)

Location & Zoning

Street Address	1440 W CAP CIR
City	BOURBONNAIS
State	IL
Zip	60914-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAP ESTATES UNIT 2 LT 18 15-31-12E
Legal Subdivision	CAP ESTATES
Legal Lot Number	18
Legal Unit	2 LT
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	2
Census Block	2031
Census Tract	10701

Owner

1440 W Cap Cir is owned and occupied by an individual.

Source: Kankakee County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1440 W CAP CIR, BOURBONNAIS, IL 60914-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 24, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Oct 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Recording Date	Jun 15, 2026
Property Address	1440 W CAP CIR, BOURBONNAIS, IL 60914-5120
Document Number	0000006671
Instrument Date	Jun 9, 2026
Instrument	20266671
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 W CAP CIR, BOURBONNAIS, IL 60914-5120

Mortgage

Document Number	0000006671,
Date	Jun 15, 2026
Instrument	20266671

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	11.1%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1440 W CAP CIR, BOURBONNAIS, IL 60914-5120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900723
Date	Jan 24, 2019
Instrument	201900723

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1440 W CAP CIR, BOURBONNAIS, IL 60914-5120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202012679
Date	Oct 13, 2020
Instrument	202012679

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1440 W CAP CIR, BOURBONNAIS, IL 60914-5120
Transaction Type	Mortgage
Record Updated	Nov 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201911469
Date	Oct 11, 2019
Instrument	201911469

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bradley Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)
Elementary School District	St. George Community Consolidated School District 258 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,070 Land $9,276 Building $103,794	$339,210 Land $27,828 Building $311,382
2023		$94,451 Land $8,103 Building $86,348	$283,353 Land $24,309 Building $259,044
2022	$6,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 W Cap Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 W Cap Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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