1424 W Cap Cir, Bourbonnais, IL 60914 Property Records

Kankakee County property record for 1424 W Cap Cir, Bourbonnais, IL 60914

Property Summary

Property Type	Single Family Home
Lot Size	0.236 acres (10,301 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2018)
Tax Bill	$7,555 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-15-308-016`

Property Details

APN / Parcel Number

Primary APN	`17-09-15-308-016`

Exterior

Lot Area	10,301 sqft (0.236 acres)

Location & Zoning

Street Address	1424 W CAP CIR
City	BOURBONNAIS
State	IL
Zip	60914-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAP ESTATES UNIT 2 LT 16 15-31-12E
Legal Subdivision	CAP ESTATES
Legal Lot Number	16
Legal Unit	2 LT
Jurisdiction	KANKAKEE IL
Township / Civil Division	BOURBONNAIS
Census Block Group	2
Census Block	2031
Census Tract	10701

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage OLD SECOND NATIONAL BANK
Mar 26, 2018	Deed, Transfer · VA Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on File
Deed Sale	Mar 26, 2018 · Amount on File
Deed Document Number	20182731
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Recording Date	Sep 9, 2026
Property Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120
Document Number	0000010112
Instrument Date	Sep 2, 2026
Instrument	202610112
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120

Mortgage

Document Number	0000010112,
Date	Sep 9, 2026
Instrument	202610112

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103895
Date	Mar 19, 2021
Instrument	202103895

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201913294
Date	Nov 25, 2019
Instrument	201913294

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANKAKEE IL
Recording Date	Mar 26, 2018
Property Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120
Document Number	0201802731
Map Reference	DOC 200228427
Instrument Date	Mar 16, 2018
Instrument	201802731
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 W CAP CIR, BOURBONNAIS, IL 60914-5120

Mortgage

Document Number	201802732
Date	Mar 26, 2018
Instrument	201802732

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bradley Village
County	Kankakee County
County Subdivision	Bourbonnais Township
Secondary School District	Bradley-Bourbonnais Consolidated High School District 307 (09 - 12)
Elementary School District	St. George Community Consolidated School District 258 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,555.00 (+13.39%)	$112,448 (+22.83%) Land $9,276 Building $103,172	$337,344 (+22.83%) Land $27,828 Building $309,516
2024	$6,663.00 (+6.71%)
2023		$91,549 Land $8,103 Building $83,446	$274,647 Land $24,309 Building $250,338
2022	$6,244.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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