1440 Sinclair Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1440 Sinclair Ave, Chattanooga, TN 37408

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,480 sqft · built 2017
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$495,000 (Jan 2021)
Tax Bill$2,966 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN155F A 009.17

Property Details

APN / Parcel Number

Primary APN155F A 009.17
Alternative APN
  • 0000383593

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,480 sqft Living Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000383593
Street Address1440 SINCLAIR AVE
CityCHATTANOOGA
StateTN
Zip37408-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 100 @ SOUTH BROAD SUB PB 104 PG 100 REV 105-163 REV 106-79 OUT OF 155F A 009 FOR 2016
Legal SubdivisionSCHOLZE ROBERT ADDN
Legal Lot Number17 100
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2005
Census Tract1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1440 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Mar 25, 2019Deed of Trust, Mortgage · Conventional with PMI
PRIME LNDG
Mar 1, 2017Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Prior SaleMar 1, 2017 · Amount on Record
Deed Document Number2021010400195
Deed Book / Page12299 / 855
Record UpdatedJun 8, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 4, 2021
Property Address1440 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
Document Number0000000195
Book / Page12299 / 855
Map ReferenceMB 106 PG 79
Instrument DateDec 31, 2020
Instrument2021010400195
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,831.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1440 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125

Mortgage

Document Number0012299857
DateJan 4, 2021
Instrument12299/857
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term319 Months
DueAug 20, 2047

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1440 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
Document Number0401000184
Instrument DateMar 25, 2019
Transaction TypeMortgage
Record UpdatedApr 19, 2019
Title CompanyFIRST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1440 SINCLAIR AVE CHATTANOOGA TN 374083125, CHATTANOOGA, TN 37408-3125

Mortgage

Document Number0401000184
DateApr 1, 2019
Book Page011601/000830
Instrument190401000184
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 31, 2049

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 1, 2017
Property Address1440 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
Document Number0000000023
Book / Page010987 / 000017
Instrument DateFeb 28, 2017
Instrument23
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyFIRST TITLE BOX

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,554.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1440 SINCLAIR AVE CHATTANOOGA TN 374083125, CHATTANOOGA, TN 37408-3125

Mortgage

Document Number24
DateMar 1, 2017
Book Page010987/000020
Instrument24
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,966.00 (+5.66%)$195,750 (+55.98%)$783,000 (+55.98%) Land $70,000 Building $713,000
2024$2,807.00$125,500 (-)$502,000 (-) Land $70,000 Building $432,000
2023$2,807.00$125,500 (-)$502,000 (-) Land $70,000 Building $432,000
2022$2,807.00$125,500$502,000 Land $70,000 Building $432,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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