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1432 Sinclair Ave, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1432 Sinclair Ave, Chattanooga, TN 37408

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,480 sqft · built 2017
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$535,000 (Aug 2021)
Tax Bill$2,610 (2025)
Deeds & MortgagesAug 2021 Sale
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN155F A 009.15

Property Details

APN / Parcel Number

Primary APN155F A 009.15
Alternative APN
  • 0000383591

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,480 sqft Living Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000383591
Street Address1432 SINCLAIR AVE
CityCHATTANOOGA
StateTN
Zip37408-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 100 @ SOUTH BROAD SUB PB 104 PG 100 REV 105-38 REV 105-163 REV 106-79 OUT OF 155F A 009 FOR 2016
Legal SubdivisionSCHOLZE ROBERT ADDN
Legal Lot Number15 100
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group2
Census Block2005
Census Tract1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1432 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Warranty Deed, Transfer
CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
PINNACLE BK
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2021 · Amount on Record
Deed SaleAug 11, 2021 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number2021081100053
Deed Book / Page12604 / 475
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 11, 2021
Property Address1432 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
Document Number0000000053
Book / Page12604 / 475
Map ReferenceMB 106 PG 79
Instrument DateAug 10, 2021
Instrument2021081100053
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$1,979.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1432 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 1, 2020
Property Address1432 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
Document Number0901000318
Book / Page012136 / 000237
Instrument DateAug 27, 2020
Instrument200901000318
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,758.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1432 SINCLAIR AVE CHATTANOOGA TN 374083125, CHATTANOOGA, TN 37408-3125

Mortgage

Document Number901000319
DateSep 1, 2020
Book Page012136/000240
Instrument200901000319
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 31, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1432 SINCLAIR AVE, CHATTANOOGA, TN 37408-3125
Document Number0609000006
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1432 SINCLAIR AVE CHATTANOOGA TN 374083125, CHATTANOOGA, TN 37408-3125

Mortgage

Document Number0609000006
DateJun 9, 2020
Book Page012028/000932
Instrument200609000006
Lender
NamePINNACLE BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 8, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,610.00 (-2.87%)$172,225 (+43.37%)$688,900 (+43.37%) Land $70,000 Building $618,900
2024$2,687.00$120,125 (-)$480,500 (-) Land $70,000 Building $410,500
2023$2,687.00$120,125 (-)$480,500 (-) Land $70,000 Building $410,500
2022$2,687.00$120,125$480,500 Land $70,000 Building $410,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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