1440 N Summit St, Wheaton, IL 60187 Property Records

DuPage County property record for 1440 N Summit St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,688 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2014)
Tax Bill	$9,331 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-309-012`

Property Details

APN / Parcel Number

Primary APN	`05-10-309-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,688 sqft Living Area
Gross Area	3,264 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	13.3 ft deep x 8.3 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1440 N SUMMIT ST
City	WHEATON
State	IL
Zip	60187-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SPEROS RESUBDIVISION
Legal Subdivision	SPEROS RESUBDIVISION
Legal Lot Number	29
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2012
Census Tract	841901

Owner

Source: DuPage County assessment roll, APN 05-10-309-012, as of August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1440 N SUMMIT ST, WHEATON, IL 60187-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2014 · Amount on Record
Deed Sale	Aug 12, 2014 · Amount on Record
Prior Sale	Jul 21, 2006
Deed Document Number	201472008
Last Transfer Date	Aug 14, 2020
Transfer Doc	0000108327
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Sep 24, 2020
Property Address	1440 N SUMMIT ST, WHEATON, IL 60187-3711
Document Number	0000108327
Map Reference	DOC R66-3168
Instrument Date	Aug 14, 2020
Instrument	R2020-108327
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 N SUMMIT ST, WHEATON, IL 60187-3711

Mortgage

Document Number	0000108328
Date	Sep 24, 2020
Instrument	R2020-108328

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: DuPage County assessment roll as of August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,331.00 (+7.44%)	$170,065 (+24.67%) Land $40,216 Building $129,849	$510,195 (+24.67%) Land $120,648 Building $389,547
2022	$8,685.00 Homeowner's exemption Senior Citizen's exemption	$136,410 Land $32,260 Building $104,150	$409,230 Land $96,780 Building $312,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), as of September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438419012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2016 · other causes
Claims by Event	Severe Storms & Flooding, Aug 1987 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 468 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0431050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WHEATON serves 53,970 people
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.