DuPage County property record for 1405 N Summit St, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,112 sqft · built 1977 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,000 (Jun 2017) |
| Tax Bill | $13,146 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-310-005 |
| Primary APN | 05-10-310-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,112 sqft Living Area |
| Basement Area | 1,356 sqft |
| Finished Basement | 1,356 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 11.9 ft deep x 10 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1405 N SUMMIT ST |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | SPEROS RESUBDIVISION |
| Legal Subdivision | SPEROS RESUBDIVISION |
| Legal Lot Number | 28 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 841901 |
Source: DuPage County records · APN 05-10-310-005
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1405 N SUMMIT ST, WHEATON, IL 60187-3710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 15, 2017 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jun 05, 2017 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Jun 05, 2017 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2017 · Amount on Record |
| Deed Sale | Jun 05, 2017 · Amount on Record |
| Prior Sale | Jun 05, 2017 · Amount on Record |
| Deed Document Number | 201754928 |
| Prior Transfer Date | Dec 10, 2010 |
| Prior Transfer Doc | 0000182242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1405 N SUMMIT ST, WHEATON, IL 60187-3710 |
| Document Number | 0000123018 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1405 N SUMMIT ST WHEATON IL 601873710, WHEATON, IL 60187-3710 |
| Document Number | 0000123018 |
|---|---|
| Date | Dec 01, 2017 |
| Instrument | 123018 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 05, 2017 |
| Property Address | 1405 N SUMMIT ST, WHEATON, IL 60187-3710 |
| Document Number | 0000054928 |
| Instrument Date | May 01, 2017 |
| Instrument | 54928 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $684.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1405 N SUMMIT ST WHEATON IL 601873710, WHEATON, IL 60187-3710 |
| Document Number | 54929 |
|---|---|
| Date | Jun 05, 2017 |
| Instrument | 54929 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 05, 2017 |
| Property Address | 1405 N SUMMIT ST, WHEATON, IL 60187-3710 |
| Document Number | 0000054927 |
| Instrument Date | May 01, 2017 |
| Instrument | 54927 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $684.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7800 DALLAS PKWY #300 PLANO TX 750244076, 300, PLANO, TX 75024-4076 |
| Investor | Possibly a Property Investor |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Elementary School District | Glen Ellyn School District 41 (PK - 08) |
| Secondary School District | Glenbard Township High School District 87 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,146.00 (+4.13%) Homeowner's exemption | $201,245 (+8.46%) Land $41,701 Building $159,544 | $603,735 (+8.46%) Land $125,103 Building $478,632 |
| 2024 | $12,625.00 (+8.06%) | $185,547 (+14.95%) Land $38,448 Building $147,099 | $556,641 (+14.95%) Land $115,344 Building $441,297 |
| 2022 | $11,683.00 Homeowner's exemption | $161,410 Land $33,450 Building $127,960 | $484,230 Land $100,350 Building $383,880 |
Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1980–2016) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2016 · other causes |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 468 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHEATON serves 53,970 people |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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