1440 Moore Town Rd, Rocky Point, NC 28457 Property Records

Pender County property record for 1440 Moore Town Rd, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 896 sqft · built 2019
Lot Size	2.09 acres (91,476 sqft)
Owner	Individual Name on Record
Last Sale	$58,000 (Nov 2018)
Tax Bill	$1,973 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`3254-05-8924-0000`

Property Details

APN / Parcel Number

Primary APN	`3254-05-8924-0000`
Alternative APNs	`000021337` `982582`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Pile
Lot Area	91,476 sqft (2.09 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	960 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000021337
Old Parcel Number	3254 05 8924 0000
Street Address	1440 MOORE TOWN RD
City	ROCKY POINT
State	NC
Zip	28457-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	2.10 ACRES
Jurisdiction	PENDER NC
Township / Civil Division	ROCKY POINT
Census Block Group	1
Census Block	1001
Census Tract	920602

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 MOORE TOWN RD, ROCKY POINT, NC 28457-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI ROGER D SAUNDERS
Mar 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	0021544674
Deed Book / Page	2154 / 4674
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1440 MOORE TOWN RD, ROCKY POINT, NC 28457-8232
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046792143
Date	Feb 25, 2019
Book Page	4679/2143

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 11, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 19, 2018
Property Address	1440 MOORE TOWN RD, ROCKY POINT, NC 28457-8232
Document Number	0046742154
Book / Page	004674 / 002154
Instrument Date	Nov 14, 2018
Instrument	20042743
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 MOORE TOWN RD ROCKY POINT NC 284578232, ROCKY POINT, NC 28457-8232

Mortgage

Document Number	46742157
Date	Nov 19, 2018
Book Page	004674/002157
Instrument	20042744

Lender

Name	ROGER D SAUNDERS
Address	PO BOX 734, WRIGHTSVILLE BEACH, NC 28480-0734
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2033

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 16, 2017
Property Address	1440 MOORE TOWN RD, ROCKY POINT, NC 28457-8232
Document Number	0046390589
Book / Page	004639 / 000589
Instrument Date	Mar 15, 2017
Instrument	20021396
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 734 WRIGHTSVILLE BEACH NC 284800734, WRIGHTSVILLE BEACH, NC 28480-0734

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00 (+15.58%)	$237,859 (+24.73%) Land $62,000 Building $175,859	$237,859 (+24.73%) Land $62,000 Building $175,859
2023		$190,700 (-) Land $55,500 Building $135,200	$190,700 (-) Land $55,500 Building $135,200
2022	$1,707.00	$190,700 Land $55,500 Building $135,200	$190,700 Land $55,500 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	24 (1996–2018)
Claims Outside the SFHA	13 of 24
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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