1295 Moore Town Rd, Rocky Point, NC 28457 Property Records

Pender County property record for 1295 Moore Town Rd, Rocky Point, NC 28457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,081 sqft · built 1990
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`3254-16-3754-0000`

Property Details

APN / Parcel Number

Primary APN	`3254-16-3754-0000`
Alternative APNs	`000047540` `66762`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,081 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	78,408 sqft (1.8 acres)

Exterior Amenities

Porch	Porch
Porch Area	95 sqft
Deck Area	1,074 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000047540
Street Address	1295 MOORE TOWN RD
City	ROCKY POINT
State	NC
Zip	28457-8229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	OFF E/S 1518
Jurisdiction	PENDER NC
Township / Civil Division	ROCKY POINT
Census Block Group	1
Census Block	1001
Census Tract	920602

Owner

Source: Pender County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Mar 3, 2026	Intrafamily Transfer, Transfer
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 11, 2019	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jan 20, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 1999
Deed Sale	Aug 20, 1999
Deed Book / Page	1505
Last Transfer Date	Feb 24, 2026
Transfer Doc	0020152803
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 24, 2026
Property Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229
Document Number	0020159031
Book / Page	4898 / 2777
Instrument Date	Jul 15, 2026
Instrument	202620159031
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229

Mortgage

Document Number	0020159033,
Date	Jul 24, 2026
Book Page	4898/2785
Instrument	202620159033

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Mar 3, 2026
Property Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229
Document Number	0048860256
Book / Page	4886 / 256
Map Reference	MB 677 PG 190
Instrument Date	Feb 24, 2026
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 OSTENTO WAY, HOT SPRINGS VILLAGE, AR 71909-7002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047642097
Date	Sep 14, 2021
Book Page	4764/2097

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046882324
Date	Jul 11, 2019
Book Page	4688/2324

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Oct 23, 2048

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 20, 2022
Property Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229
Document Number	0047771160
Book / Page	4777 / 1160
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 MOORE TOWN RD, ROCKY POINT, NC 28457-8229

Mortgage

Document Number	0047771164
Date	Jan 20, 2022
Instrument	4777/1164

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 (+8.03%)	$250,845 (+67.95%) Land $36,900 Building $213,945	$250,845 (+67.95%) Land $36,900 Building $213,945
2023		$149,354 (-) Land $11,150 Building $138,204	$149,354 (-) Land $11,150 Building $138,204
2022	$1,470.00	$149,354 Land $11,150 Building $138,204	$149,354 Land $11,150 Building $138,204

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	24 (1996–2018)
Claims Outside the SFHA	13 of 24
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDER COUNTY UTILITIES serves 32,302 people · EPA ID NC7071011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2024 Turbidity resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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