1440 Monterey Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1440 Monterey Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,177 sqft · built 1990
Lot Size	0.147 acres (6,413 sqft)
Owner	Owner Name on File
Last Sale	$206,500 (Dec 1991)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-150-420-000`

Property Details

APN / Parcel Number

Primary APN	`242-150-420-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,177 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Construction Type	Wood
Lot Area	6,413 sqft (0.147 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1440 MONTEREY CT
City	TRACY
State	CA
Zip	95376-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	90-FM PT 242-040-03
Legal Subdivision	REGENCY SQUARE
Legal Tract	2202
Legal Lot Number	179
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4014
Census Tract	5208

Owner

Source: San Joaquin County records · APN 242-150-420-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1440 MONTEREY CT, TRACY, CA 95376-8934
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 1991 · Amount on Record
Deed Sale	Dec 09, 1991 · Amount on Record
Prior Sale	May 06, 2013
Deed Document Number	0000118947
Deed Book / Page	242
Last Transfer Date	May 07, 2013
Transfer Doc	0000060523
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1440 MONTEREY CT, TRACY, CA 95376-8934
Document Number	0000145227
Instrument Date	Oct 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1440 MONTEREY CT TRACY CA 953768934, TRACY, CA 95376-8934

Mortgage

Document Number	0000145227
Date	Oct 28, 2020
Instrument	145227

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,526.00 (+10.15%) Homeowner's exemption	$383,605 (+4.04%) Land $141,421 Building $242,184
2023	$4,109.00 (+2.14%) Homeowner's exemption	$368,712 Land $135,931 Building $232,781
2022	$4,023.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zinnia Networks Fixed Wireless	600 / 120
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 821 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TRACY serves 98,215 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.