1480 Monterey Ct, Tracy, CA 95376 Property Records

San Joaquin County property record for 1480 Monterey Ct, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,733 sqft · built 1990
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2013)
Tax Bill	$4,232 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242-150-460-000`

Property Details

APN / Parcel Number

Primary APN	`242-150-460-000`
Alternative APN	`242-150-46`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,733 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,053 sqft (0.116 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	242-150-46
Street Address	1480 MONTEREY CT
City	TRACY
State	CA
Zip	95376-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90-FM PT 242-040-03
Legal Subdivision	REGENCY SQUARE
Legal Tract	2202
Legal Block	4
Legal Lot Number	183
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4014
Census Tract	5208

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1480 MONTEREY CT, TRACY, CA 95376-8934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2013 · Amount on Record
Deed Sale	Jun 7, 2013 · Amount on Record
Prior Sale	Dec 5, 2008 · Amount on Record
Deed Document Number	201376024
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000076025
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1480 MONTEREY CT, TRACY, CA 95376-8934
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 MONTEREY CT, TRACY, CA 95376-8934

Mortgage

Document Number	0000148324
Date	Sep 3, 2021
Instrument	2021-148324

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1480 MONTEREY CT, TRACY, CA 95376-8934
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 MONTEREY CT, TRACY, CA 95376-8934

Mortgage

Document Number	0000118975
Date	Sep 14, 2020
Instrument	2020-118975

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1480 MONTEREY CT, TRACY, CA 95376-8934
Document Number	0000089256
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	UNISOURCE TITLE INSURANCE-IRVINE, UNISOURCE TITLE INS-IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1480 MONTEREY CT TRACY CA 953768934, TRACY, CA 95376-8934

Mortgage

Document Number	0000089256
Date	Aug 20, 2019
Instrument	89256

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,232.00 (+0.02%)
2025	$4,231.00 (+10.07%)	$350,946 (+4.04%) Land $87,426 Building $263,520
2023	$3,844.00 (+2.1%)	$337,320 Land $84,032 Building $253,288	$654,390
2022	$3,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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