1440 McClaren Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1440 McClaren Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,752 sqft · built 1968
Lot Size	0.338 acres (14,700 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Dec 2009)
Tax Bill	$9,469 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`289-0313-001-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0313-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,752 sqft Living Area
1st Floor Area	2,935 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,700 sqft (0.338 acres)
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Pool Area	9,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1440 MCCLAREN DR
City	CARMICHAEL
State	CA
Zip	95608-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (PC)
Legal Description	DEL DAYO RIVIERA 01, LOT 85
Legal Subdivision	DEL DAYO RIVIERA 01
Legal Lot Number	85
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	5804

Owner

1440 McClaren Dr is owned and occupied by two individuals who acquired it in January 2015.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 9, 2019	Deed of Trust, Mortgage PNC BK
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2009 · Amount on File
Deed Sale	Dec 23, 2009 · Amount on File
Deed Book / Page	20091223 / 242
Last Transfer Date	Jan 9, 2015
Transfer Doc	0000000281
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917

Mortgage

Document Number	0000002092
Date	Feb 11, 2021
Instrument	202102112092

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917

Mortgage

Document Number	0000000269
Date	Sep 26, 2025
Instrument	202509260269

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 2, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917
Document Number	1912160826
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 MCCLAREN DR CARMICHAEL CA 956085917, CARMICHAEL, CA 95608-5917

Mortgage

Document Number	1912160826
Date	Dec 16, 2019
Instrument	1912160826

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1440 MCCLAREN DR, CARMICHAEL, CA 95608-5917
Document Number	1807060804
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1440 MCCLAREN DR CARMICHAEL CA 956085917, CARMICHAEL, CA 95608-5917

Mortgage

Document Number	1807060804
Date	Jul 6, 2018
Instrument	1807060804

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1440 McClaren Dr was $9,469 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,181 (+2%) Land $329,150 Building $474,031
2025	$9,469.00 (+0.97%) Homeowner's exemption	$787,434 Land $322,697 Building $464,737
2024	$9,378.00 (+2.59%)
2023	$9,141.00 (+0.56%) Homeowner's exemption	$756,859 Land $310,167 Building $446,692
2022	$9,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1440 McClaren Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 McClaren Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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