1431 McClaren Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1431 McClaren Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1971
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$910,000 (May 2026)
Tax Bill	$6,026 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`289-0312-003-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0312-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
1st Floor Area	1,932 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1431 MCCLAREN DR
City	CARMICHAEL
State	CA
Zip	95608-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 01, LOT 75
Legal Subdivision	DEL DAYO RIVIERA 01
Legal Lot Number	75
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	5804

Owner

1431 McClaren Dr is owned and occupied by an individual who bought it in May 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
May 8, 2026	Grant Deed, Transfer · Conventional Mortgage CATALYST MORTGAGE
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Mar 10, 2020	Quit Claim Deed, Transfer PRIME CHOICE FNDG
Sep 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 28, 2019	Deed of Trust, Mortgage · Conventional with PMI ONE AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Book / Page	20260508 / 1058
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	3100000001105
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916

Mortgage

Document Number	0000001806
Date	Sep 8, 2021
Instrument	2021090801806

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 8, 2026
Property Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Document Number	2026001058
Book / Page	20260508 / 1058
Instrument Date	May 1, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,101.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916

Mortgage

Document Number	2026001059,
Date	May 8, 2026
Book Page	20260508/1059

Lender

Name	CATALYST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916

Mortgage

Document Number	2021090801806
Date	Sep 8, 2021
Instrument	2021090801806

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 10, 2020
Property Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Document Number	2003101105
Instrument Date	Feb 24, 2020
Instrument	2003101105
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1431 MCCLAREN DR CARMICHAEL CA 956085916, CARMICHAEL, CA 95608-5916

Mortgage

Document Number	2003101106
Date	Mar 10, 2020
Instrument	2003101106

Lender

Name	PRIME CHOICE FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 13, 2019
Property Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Document Number	1909130483
Instrument Date	Aug 28, 2019
Instrument	1909130483
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1431 MCCLAREN DR CARMICHAEL CA 956085916, CARMICHAEL, CA 95608-5916

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1431 MCCLAREN DR, CARMICHAEL, CA 95608-5916
Document Number	1907080256
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1431 MCCLAREN DR CARMICHAEL CA 956085916, CARMICHAEL, CA 95608-5916

Mortgage

Document Number	1907080256
Date	Jul 8, 2019
Instrument	1907080256

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1431 McClaren Dr was $6,026, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$508,915 (+2%) Land $305,170 Building $203,745
2025	$6,026.00 (+0.97%) Homeowner's exemption	$498,937 Land $299,187 Building $199,750
2024	$5,968.00 (+2.6%)
2023	$5,817.00 (+0.57%) Homeowner's exemption	$479,565 Land $287,570 Building $191,995
2022	$5,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1431 McClaren Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1431 McClaren Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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