Ventura County property record for 1440 Mandalay Beach Rd, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1962 |
| Lot Size | 0.092 acres (4,002 sqft) |
| Owner | Company Name on Record |
| Last Sale | $990,000 (Aug 2005) |
| Tax Bill | $16,671 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 191-0-123-015 |
| Primary APN | 191-0-123-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 4,002 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 21 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1440 MANDALAY BEACH RD |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB1 |
| Legal Description | TRACT: 127702 LOT: 214 REF: 031MR 030 |
| Legal Tract | 127702 |
| Legal Block | 123 |
| Legal Lot Number | 214 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 3615 |
Source: Ventura County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1440 MANDALAY BEACH RD, OXNARD, CA 93035-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2005 · Amount on Record |
| Deed Sale | Aug 17, 2005 · Amount on Record |
| Deed Document Number | 2005203973 |
| Prior Transfer Date | May 23, 2003 |
| Prior Transfer Doc | 0000181901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 1440 MANDALAY BEACH RD, OXNARD, CA 93035-2851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000080215 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 20170621-00080215 |
| Name | UNIFY FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TORRANCE, CA 90501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
Source: Ventura County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,377,174 (+2%) Land $1,219,672 Building $157,502 | |
| 2025 | $16,671.00 (+2.22%) | $1,350,171 (+4.04%) Land $1,195,757 Building $154,414 |
| 2024 | $16,309.00 (+3.8%) | |
| 2023 | $15,712.00 (+20.76%) | $1,297,744 Land $1,149,325 Building $148,419 |
| 2022 | $13,011.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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