1440 Elder Rd, Rock Hill, SC 29732 Property Records

York County property record for 1440 Elder Rd, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,184 sqft · built 1959
Lot Size	1.49 acres (65,166 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (May 2021)
Tax Bill	$1,816 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-00-00-063`

Property Details

APN / Parcel Number

Primary APN	`595-00-00-063`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,184 sqft Living Area
Gross Area	2,468 sqft
1st Floor Area	2,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Brick
Lot Area	65,166 sqft (1.49 acres)
Porch	Slab
Porch Area	284 sqft

Location & Zoning

Street Address	1440 ELDER RD
City	ROCK HILL
State	SC
Zip	29732-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDII
Legal Description	(1.496AC) ELDER RD
Legal Subdivision	WESTERWOOD ACRES
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2007
Census Tract	60908

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 ELDER RD, ROCK HILL, SC 29732-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
May 26, 2021	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Sep 6, 2019	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Sep 6, 2019 · Amount on Record
Deed Document Number	202130372
Deed Book / Page	19291 / 289
Prior Transfer Date	May 3, 2016
Prior Transfer Doc	1566000192
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1440 ELDER RD, ROCK HILL, SC 29732-2803
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2032200381
Date	Jul 29, 2022
Book Page	20322/381
Instrument	2022033905

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 26, 2021
Property Address	1440 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	1929100289
Book / Page	19291 / 289
Map Reference	MB 166 PG 475
Instrument Date	May 25, 2021
Instrument	2021030372
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 ELDER RD, ROCK HILL, SC 29732-2803

Mortgage

Document Number	2021030373
Date	May 26, 2021
Instrument	2021030373

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 5, 2028
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.25%
Max Rate	9.25%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Sep 6, 2019
Property Address	1440 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	1776300246
Book / Page	017763 / 000246
Instrument Date	Sep 4, 2019
Instrument	37722
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 CHARINGWORTH LN YORK SC 297456417, YORK, SC 29745-6417

Mortgage

Document Number	1776300249
Date	Sep 6, 2019
Book Page	017763/000249
Instrument	37723

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,816.00 (+9.33%)	$13,298 (+15%) Land $1,268 Building $12,030	$440,500 (+52.38%) Land $42,000 Building $398,500
2023	$1,661.00	$11,563 Land $1,000 Building $10,563	$289,085 Land $25,000 Building $264,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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