1438 Elder Rd, Rock Hill, SC 29732 Property Records

York County property record for 1438 Elder Rd, Rock Hill, SC 29732

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.61 acres (70,132 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Sep 2022)
Tax Bill	$606 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`595-00-00-064`

Property Details

APN / Parcel Number

Primary APN	`595-00-00-064`

Exterior

Lot Area	70,132 sqft (1.61 acres)

Location & Zoning

Street Address	1438 ELDER RD
City	ROCK HILL
State	SC
Zip	29732-2803
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RDII
Legal Description	LOT 29 (1.61AC) ELDER RD
Legal Subdivision	WESTERWOOD ACRES
Legal Lot Number	29
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2007
Census Tract	60908

Owner

1438 Elder Rd, residential vacant land, is owned by an individual who bought it in September 2022.

Source: York County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 ELDER RD, ROCK HILL, SC 29732-2803
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed, Transfer · Seller Carry-Back MICHAEL RATELIFFE
Jan 27, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2019	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on File
Deed Sale	Sep 12, 2022 · Amount on File
Prior Sale	Sep 6, 2019 · Amount on File
Deed Document Number	202239687
Deed Book / Page	20395 / 134
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 12, 2022
Property Address	1438 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	2039500134
Book / Page	20395 / 134
Map Reference	MB 166 PG 475
Instrument Date	Sep 7, 2022
Instrument	2022039687
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1440 ELDER RD, ROCK HILL, SC 29732-2803

Mortgage

Document Number	2022039688
Date	Sep 12, 2022
Instrument	2022039688

Lender

Name	MICHAEL RATELIFFE
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jan 27, 2022
Property Address	1438 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	1994200412
Book / Page	19942 / 412
Instrument Date	Jan 27, 2022
Instrument	2022004338
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 38447, CHARLOTTE, NC 28278-1008

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jan 27, 2022
Property Address	1438 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	1994200409
Book / Page	19942 / 409
Instrument Date	Dec 21, 2021
Instrument	2022004337
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38447, CHARLOTTE, NC 28278-1008

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jan 27, 2022
Property Address	1438 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	1994200404
Book / Page	19942 / 404
Map Reference	MB 168 PG 355
Instrument Date	Dec 20, 2021
Instrument	2022004336
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Partial Interest Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38447, CHARLOTTE, NC 28278-1008

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Sep 6, 2019
Property Address	1438 ELDER RD, ROCK HILL, SC 29732-2803
Document Number	1776300246
Book / Page	017763 / 000246
Instrument Date	Sep 4, 2019
Instrument	37722
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2013 CHARINGWORTH LN YORK SC 297456417, YORK, SC 29745-6417

Mortgage

Document Number	1776300249
Date	Sep 6, 2019
Book Page	017763/000249
Instrument	37723

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1438 Elder Rd was $606.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$606.00	$1,725 Land $1,725	$42,000 Land $42,000
2023	$550.00	$1,500 Land $1,500	$25,000 Land $25,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1438 Elder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1438 Elder Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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