1440 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1440 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,659 sqft · built 2006
Lot Size	0.063 acres (2,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,320,000 (Feb 2024)
Tax Bill	$17,613 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-390-002-4`

Property Details

APN / Parcel Number

Primary APN	`222-390-002-4`
Alternative APN	`222-390-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,659 sqft Living Area
1st Floor Area	701 sqft
2nd Floor Area	958 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	2,751 sqft (0.063 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1440 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L2
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1440 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 31, 2019	Grant Deed, Transfer · ARM CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Document Number	202416227
Prior Transfer Date	Oct 4, 2012
Prior Transfer Doc	0000256307
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 21, 2024
Property Address	1440 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Document Number	0000016227
Map Reference	MB 475 PG 17-49
Instrument Date	Feb 13, 2024
Instrument	2024-016227
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1440 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058

Mortgage

Document Number	0000016228
Date	Feb 21, 2024
Instrument	2024-016228

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Index	1-Year T-Bill
Max Rate	11.2%

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2019
Property Address	1440 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Document Number	0000081067
Map Reference	MB 475 PG 17-49
Instrument Date	May 29, 2019
Instrument	2019-081067
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1440 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058

Mortgage

Document Number	0000081068
Date	May 31, 2019
Instrument	2019-081068

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,102,000 (-18.15%) Land $768,061 Building $333,939
2025	$17,613.00 (+33.04%)	$1,346,400 (+41.25%) Land $938,400 Building $408,000
2023	$13,239.00 (+1.37%)	$953,185 Land $696,930 Building $256,255
2022	$13,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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