1408 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1408 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,692 sqft · built 2006
Lot Size	0.094 acres (4,085 sqft)
Owner	Individual Name on File
Last Sale	$770,000 (Dec 2016)
Tax Bill	$12,711 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-390-006-5`

Property Details

APN / Parcel Number

Primary APN	`222-390-006-5`
Alternative APN	`222-390-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area
1st Floor Area	716 sqft
2nd Floor Area	976 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Lot Area	4,085 sqft (0.094 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1408 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3058
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L6
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	345112

Owner

1408 Cedarwood Loop, a townhouse, is owned and occupied by an individual who bought it in December 2016.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1408 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jan 27, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage PROMISEONE BANK
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS SMALL BUSN SOLUTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2016 · Amount on File
Deed Sale	Dec 30, 2016 · Amount on File
Prior Sale	Sep 21, 2006 · Amount on File
Deed Document Number	2016283475
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1408 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9116 CORBIN CREEK CV, AUSTIN, TX 78717-2984

Mortgage

Document Number	0000007533
Date	Jan 23, 2026
Instrument	2026- 007533

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	224 STRAWBRIDGE DR STE 200, MOORESTOWN, NJ 08057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 27, 2023
Property Address	1408 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Document Number	0000007454
Map Reference	MB 475 PG 17-49
Instrument Date	Jan 4, 2023
Instrument	2023-007454
Transaction Type	Transfer
Record Updated	Feb 6, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058

Mortgage

Document Number	0000007455
Date	Jan 27, 2023
Instrument	2023-007455

Lender

Name	PROMISEONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 18, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1408 CEDARWOOD LOOP, SAN RAMON, CA 94582-3058
Document Number	0000090191
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9116 CORBIN CREEK CV AUSTIN TX 787172984, AUSTIN, TX 78717-2984

Mortgage

Document Number	0000090191
Date	Jun 14, 2019
Instrument	90191

Lender

Name	CROSSROADS SMALL BUSN SOLUTION
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1408 Cedarwood Loop was $12,711.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,514 (+2%) Land $464,044 Building $447,470
2025	$12,711.00	$893,643 Land $454,946 Building $438,697
2023	$12,138.00 (+1.45%) Homeowner's exemption	$858,944 Land $437,281 Building $421,663
2022	$11,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1408 Cedarwood Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1408 Cedarwood Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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