1440 Bowen St, Upland, CA 91786 Property Records

San Bernardino County property record for 1440 Bowen St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1914
Lot Size	0.365 acres (15,912 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Dec 2025 Transfer Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1046-501-57-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-501-57-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Family Room	Family Room

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,912 sqft (0.365 acres)
Lot Dimensions	153 ft deep x 104 ft wide
Porch	Patio/Porch
Porch Area	321 sqft
Patio Area	321 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1440 BOWEN ST
City	UPLAND
State	CA
Zip	91786-5549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWEN AND BYERS SUB W 1/2 LOT 12
Legal Subdivision	BOWEN & BYERS SUBDIVISION
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3001
Census Tract	903

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Intrafamily Transfer, Transfer
Feb 16, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2017	Grant Deed, Transfer NOT AVAILABLE
Feb 22, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 6, 2025
Transfer Doc	0000312375
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 23, 2025
Property Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Document Number	0000312375
Instrument Date	Dec 6, 2025
Instrument	2025-0312375
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BOWEN ST, UPLAND, CA 91786-5549

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058654
Date	Feb 16, 2018
Instrument	2018-0058654

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BOWEN ST, UPLAND, CA 91786-5549

Mortgage

Document Number	0000468729
Date	Dec 20, 2018
Instrument	2018-0468729

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200913
Date	Jun 17, 2020
Instrument	2020-0200913

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 19, 2017
Property Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Document Number	0000540235
Instrument Date	Dec 15, 2017
Instrument	540235
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BOWEN ST UPLAND CA 917865549, UPLAND, CA 91786-5549

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 22, 2017
Property Address	1440 BOWEN ST, UPLAND, CA 91786-5549
Document Number	0000081286
Instrument Date	Feb 21, 2017
Instrument	81286
Transaction Type	Transfer
Record Updated	Mar 6, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BOWEN ST UPLAND CA 917865549, UPLAND, CA 91786-5549

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$218,658 (+2%) Land $88,922 Building $129,736
2025	$2,506.00 (+4.9%)	$214,370 (+4.04%) Land $87,178 Building $127,192
2023	$2,389.00 (-0.83%)	$206,046 Land $83,793 Building $122,253
2022	$2,409.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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