1435 Bowen St, Upland, CA 91786 Property Records

San Bernardino County property record for 1435 Bowen St, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1945
Lot Size	0.183 acres (7,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Mar 2017)
Tax Bill	$4,676 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1046-501-33-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-501-33-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,956 sqft (0.183 acres)
Lot Dimensions	153 ft deep x 52 ft wide
View / Lot	Average
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	65 sqft
Patio Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1435 BOWEN ST
City	UPLAND
State	CA
Zip	91786-5550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	BOWEN AND BYERS SUB E 1/2 E 1/2 LOT 8
Legal Subdivision	BOWEN BYERS SUBDIVISION
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	903

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1435 BOWEN ST, UPLAND, CA 91786-5550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Mar 24, 2017	Grant Deed, Transfer · Conventional Mortgage SOUTH PACIFIC FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Deed Document Number	2017123029
Prior Transfer Date	Nov 9, 2005
Prior Transfer Doc	0000935045
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1435 BOWEN ST, UPLAND, CA 91786-5550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 BOWEN ST, UPLAND, CA 91786-5550

Mortgage

Document Number	0000374846
Date	Oct 2, 2020
Instrument	2020-0374846

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2045

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 24, 2017
Property Address	1435 BOWEN ST, UPLAND, CA 91786-5550
Document Number	0000123029
Map Reference	MAP17 PG44
Instrument Date	Mar 11, 2017
Instrument	2017-0123029
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PROVIDENT TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1435 BOWEN ST, UPLAND, CA 91786-5550

Mortgage

Document Number	0000123030
Date	Mar 24, 2017
Instrument	2017-0123030

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Mortgage

Document Number	0000123032
Date	Mar 24, 2017
Instrument	2017-0123032

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Negative Amortization
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,084 (+2%) Land $151,228 Building $280,856
2025	$4,676.00 (+4.91%) Homeowner's exemption	$423,612 (+4.04%) Land $148,263 Building $275,349
2023	$4,457.00 (+2.25%) Homeowner's exemption	$407,163 Land $142,506 Building $264,657
2022	$4,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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