Lake County property record for 1440 16th St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,580 sqft · built 1990 |
| Lot Size | 0.223 acres (9,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2018) |
| Tax Bill | $2,595 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-22-25-0700-000-02000 |
| Primary APN | 26-22-25-0700-000-02000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,750 sqft (0.223 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 146 sqft |
| Patio Area | 119 sqft |
| Utility Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3275764 |
|---|---|
| Street Address | 1440 16TH ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-2884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLERMONT PARK PLACE LOT 20 PB 31 PGS 1-2 ORB 5160 PG 74 |
| Legal Range | 25E |
| Legal Township | 22S |
| Legal Section | 26 |
| Legal Subdivision | CLERMONT |
| Legal Tract | 700 |
| Legal Lot Number | 20 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | GROVELAND-MASCOTTE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31202 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1440 16TH ST, CLERMONT, FL 34711-2884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 2018099859 |
| Deed Book / Page | 5160 / 0074 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1440 16TH ST, CLERMONT, FL 34711-2884 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055340507 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 5534/507 |
| Instrument | 2020095762 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 24, 2018 |
| Property Address | 1440 16TH ST, CLERMONT, FL 34711-2884 |
| Document Number | 0051600074 |
| Book / Page | 5160 / 0074 |
| Map Reference | MB 31 PG 1&2 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018099859 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1425 MARKEL DR, 1425, WINTER GARDEN, FL 34787-2154 |
| Name | Verified Name |
|---|---|
| Address | 1440 16TH ST, CLERMONT, FL 34711-2884 |
| Document Number | 2018099860 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 2018099860 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $198,730 (+5.98%) Land $110,000 Building $88,730 | $288,975 (+2.07%) Land $110,000 Building $178,975 | |
| 2024 | $2,595.00 (+2.25%) | ||
| 2023 | $2,538.00 (+3.42%) Homeowner's exemption | $187,510 (+3%) | $283,116 (+30.4%) Land $110,000 Building $173,116 |
| 2022 | $2,454.00 Homeowner's exemption | $182,050 | $217,116 Land $44,000 Building $173,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink, T-Mobile.
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