1421 16th St, Clermont, FL 34711 Property Records

Lake County property record for 1421 16th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1990
Lot Size	0.181 acres (7,875 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jan 2026)
Tax Bill	$2,555 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-22-25-0700-000-01300`

Property Details

APN / Parcel Number

Primary APN	`26-22-25-0700-000-01300`
Alternative APNs	`252226070000001300` `3265971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,491 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	233 sqft
Utility Building	1,044 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3265971
Street Address	1421 16TH ST
City	CLERMONT
State	FL
Zip	34711-2885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CLERMONT PARK PLACE LOT 13 PB 31 PGS 1-2 ORB 5177 PG 104 ORB 5940 PG 2459
Legal Range	25E
Legal Township	22S
Legal Section	26
Legal Subdivision	CLERMONT PARK
Legal Tract	0700
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	3
Census Block	3008
Census Tract	31202

Owner

Source: Lake County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1421 16TH ST, CLERMONT, FL 34711-2885
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jul 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202611361
Deed Book / Page	6673 / 1049
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0059402459
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1421 16TH ST, CLERMONT, FL 34711-2885
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 16TH ST, CLERMONT, FL 34711-2885

Mortgage

Document Number	0057431170
Date	Jul 2, 2021
Book Page	5743/1170
Instrument	2021091479

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jan 1, 2048

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Apr 20, 2022
Property Address	1421 16TH ST, CLERMONT, FL 34711-2885
Document Number	0059402459
Book / Page	5940 / 2459
Map Reference	MB 31 PG 1&2
Instrument Date	Apr 6, 2022
Instrument	2022055194
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 16TH ST, CLERMONT, FL 34711-2885

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1421 16TH ST, CLERMONT, FL 34711-2885

Mortgage

Document Number	0059402462
Date	Apr 20, 2022
Instrument	5940/2462

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1421 16TH ST, CLERMONT, FL 34711-2885
Document Number	0055142230
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1421 16TH ST CLERMONT FL 347112885, CLERMONT, FL 34711-2885

Mortgage

Document Number	0055142230
Date	Jul 31, 2020
Book Page	005514/002230
Instrument	82590

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 30, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 28, 2018
Property Address	1421 16TH ST, CLERMONT, FL 34711-2885
Document Number	0051770104
Book / Page	5177 / 0104
Map Reference	MB 31 PG 1&2
Instrument Date	Sep 26, 2018
Instrument	2018114704
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 FLORIDA PKWY, 900, KISSIMMEE, FL 34743-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1421 16TH ST, CLERMONT, FL 34711-2885

Mortgage

Document Number	2018114705
Date	Sep 28, 2018
Instrument	2018114705

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,980 (+2.9%)	$284,181 (-) Land $110,000 Building $174,181
2025		$196,290 (+5.98%) Land $110,000 Building $86,290	$284,181 (+2.18%) Land $110,000 Building $174,181
2024	$2,555.00 (+2.28%)
2023	$2,498.00 (+3.44%) Homeowner's exemption	$185,210 (+3%)	$278,131 (+31.11%) Land $110,000 Building $168,131
2022	$2,415.00 Homeowner's exemption	$179,820	$212,131 Land $44,000 Building $168,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	5 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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