144 Walnut St, Ridgely, MD 21660 Property Records

Caroline County property record for 144 Walnut St, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2018
Lot Size	0.416 acres (18,104 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2017)
Tax Bill	$3,912 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-031017`

Property Details

APN / Parcel Number

Primary APN	`07-031017`
Alternative APN	`031017`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,104 sqft (0.416 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	031017
Street Address	144 WALNUT ST
City	RIDGELY
State	MD
Zip	21660-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	18,104 SQ FT L-5 WALNUT ST WALNUT FARMS
Legal Subdivision	WALNUT FARMS SUBDIVISION
Legal Lot Number	5
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2008
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 WALNUT ST, RIDGELY, MD 21660-1901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Line of Credit CNB
Dec 22, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jul 25, 2017	Deed, Transfer · Stand-Alone First Mortgage CNB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	20171290-214
Deed Book / Page	1290 / 214
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	144 WALNUT ST, RIDGELY, MD 21660-1901
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015040294
Date	Jun 24, 2021
Book Page	1504/294

Lender

Name	CNB
Type	Bank
Address	CENTREVILLE, MD 21617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Dec 22, 2017
Property Address	144 WALNUT ST, RIDGELY, MD 21660-1901
Document Number	0012900214
Book / Page	1290 / 214
Map Reference	LB FDM18 FO18
Instrument Date	Dec 18, 2017
Instrument	1290-214
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE EXCELLENCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 WALNUT ST, RIDGELY, MD 21660-1901

Mortgage

Document Number	1290219
Date	Dec 22, 2017
Instrument	1290-219

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 25, 2017
Property Address	144 WALNUT ST, RIDGELY, MD 21660-1901
Document Number	0012670440
Book / Page	1267 / 440
Map Reference	LB18 FO18
Instrument Date	Jul 19, 2017
Instrument	1267-440
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 427, CENTREVILLE, MD 21617-0427

Mortgage

Document Number	1267444
Date	Jul 25, 2017
Instrument	1267-444

Lender

Name	CNB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,912.00 (+5.9%)	$262,967 (+20.46%)	$280,900 (+23.69%) Land $65,900 Building $215,000
2025	$3,694.00 (+10.6%)
2023	$3,340.00 (+2.61%)	$218,300 (+4.2%)	$227,100 (-) Land $49,900 Building $177,200
2022	$3,255.00	$209,500	$227,100 Land $49,900 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Choptank Fiber.

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