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  5. Walnut St

135 Walnut St, Ridgely, MD 21660 Property Records

Caroline County property record for 135 Walnut St, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,632 sqft · built 2005
Lot Size0.242 acres (10,560 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Sep 2025)
Tax Bill$5,454 (2026)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-029810

Property Details

APN / Parcel Number

Primary APN07-029810
Alternative APN
  • 029810

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,632 sqft Total Area
Basement Area776 sqft
Finished Basement776 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,560 sqft (0.242 acres)
Garage TypeBuilt-in
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number029810
Street Address135 WALNUT ST
CityRIDGELY
StateMD
Zip21660-1940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description10,560 SF LOT-39 S/S LISTER LN LISTER ESTATES
Legal SubdivisionLISTER ESTATES
Legal Lot Number39
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group2
Census Block2013
Census Tract955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address135 WALNUT ST, RIDGELY, MD 21660-1940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleOct 5, 2005 · Amount on Record
Deed Book / Page1749 / 463
Record UpdatedOct 29, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateSep 26, 2025
Property Address135 WALNUT ST, RIDGELY, MD 21660-1940
Document Number0017490463
Book / Page1749 / 463
Map ReferenceMB PC 9 PL 100
Instrument DateSep 12, 2025
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyUNKNOWN, DBA ENDEAVOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135 WALNUT ST, RIDGELY, MD 21660-1940

Mortgage

Document Number0001749470
DateSep 26, 2025
Instrument1749/470
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,454.00 (+6.13%)$366,600 (+4.44%)$382,200 (-) Land $50,000 Building $332,200
2025$5,139.00 (+6.38%) Homeowner's exemption$351,000 (+7.81%)$382,200 (+13.95%) Land $50,000 Building $332,200
2023$4,831.00 Homeowner's exemption$325,567$335,400 Land $50,000 Building $285,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Choptank Fiber.

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