144 W C St, Galt, CA 95632 Property Records

Sacramento County property record for 144 W C St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$395,500 (Sep 2020)
Tax Bill	$5,134 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`148-0530-006-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0530-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	144 W C ST
City	GALT
State	CA
Zip	95632-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 02, LOT 145
Legal Subdivision	FUMASI RANCH 02
Legal Lot Number	145
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4013
Census Tract	9502

Owner

144 W C St is owned and occupied by two individuals who bought it in September 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	144 W C ST, GALT, CA 95632-2620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 24, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC
Jun 24, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST MIDWEST BK
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on File
Deed Sale	Sep 24, 2020 · Amount on File
Prior Sale	Jun 19, 2014 · Amount on File
Deed Book / Page	20200924 / 1024
Prior Transfer Date	Apr 16, 2012
Prior Transfer Doc	0000000141
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	144 W C ST, GALT, CA 95632-2620
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W C ST, GALT, CA 95632-2620

Mortgage

Document Number	0000001084
Date	Aug 25, 2021
Instrument	2021082501084

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	144 W C ST, GALT, CA 95632-2620
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W C ST, GALT, CA 95632-2620

Mortgage

Document Number	2021082501084
Date	Aug 25, 2021
Instrument	2021082501084

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 24, 2020
Property Address	144 W C ST, GALT, CA 95632-2620
Document Number	2009241024
Instrument Date	Sep 21, 2020
Instrument	2009241024
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	144 W C ST GALT CA 956322620, GALT, CA 95632-2620

Mortgage

Document Number	2009241025
Date	Sep 24, 2020
Instrument	2009241025

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

Mortgage

Document Number	2009241026,
Date	Sep 24, 2020
Instrument	2009241026

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	144 W C ST, GALT, CA 95632-2620
Document Number	1907310680
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W C ST GALT CA 956322620, GALT, CA 95632-2620

Mortgage

Document Number	1907310680
Date	Jul 31, 2019
Instrument	1907310680

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	144 W C ST, GALT, CA 95632-2620
Document Number	1808211150
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W C ST GALT CA 956322620, GALT, CA 95632-2620

Mortgage

Document Number	1808211150
Date	Aug 21, 2018
Instrument	1808211150

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	144 W C ST, GALT, CA 95632-2620
Document Number	1801080333
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W C ST GALT CA 956322620, GALT, CA 95632-2620

Mortgage

Document Number	1801080333
Date	Jan 8, 2018
Instrument	1801080333

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	144 W C ST, GALT, CA 95632-2620
Document Number	1706280977
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 W C ST GALT CA 956322620, GALT, CA 95632-2620

Mortgage

Document Number	1706280977
Date	Jun 28, 2017
Instrument	1706280977

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 144 W C St was $5,134, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,660 (+2%) Land $115,927 Building $320,733
2025	$5,134.00 (+4.29%)	$428,099 Land $113,654 Building $314,445
2024	$4,923.00 (-5.33%)
2023	$5,200.00 (+3.73%)	$411,478 Land $109,242 Building $302,236
2022	$5,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 144 W C St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 W C St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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