124 W C St, Galt, CA 95632 Property Records

Sacramento County property record for 124 W C St, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,032 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Aug 2014)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-0530-001-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0530-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 W C ST
City	GALT
State	CA
Zip	95632-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 02, LOT 140
Legal Subdivision	FUMASI RANCH 02
Legal Lot Number	140
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4013
Census Tract	9502

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	124 W C ST, GALT, CA 95632-2632
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
May 28, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 6, 2017	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2014 · Amount on Record
Deed Sale	Aug 18, 2014 · Amount on Record
Prior Sale	May 12, 2010 · Amount on Record
Deed Book / Page	20140818 / 922
Prior Transfer Date	May 14, 2003
Prior Transfer Doc	2003002306
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 W C ST, GALT, CA 95632-2632
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W C ST, GALT, CA 95632-2632

Mortgage

Document Number	0000001124
Date	Aug 2, 2021
Instrument	202108021124

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 1, 2031

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 W C ST, GALT, CA 95632-2632
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W C ST, GALT, CA 95632-2632

Mortgage

Document Number	0000000371
Date	Apr 25, 2023
Instrument	202304250371

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 W C ST, GALT, CA 95632-2632
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W C ST, GALT, CA 95632-2632

Mortgage

Document Number	8020000001124
Date	Aug 2, 2021
Book Page	20210802/1124

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Jul 1, 2031

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 28, 2026
Property Address	124 W C ST, GALT, CA 95632-2632
Document Number	2026001004
Book / Page	20260528 / 1004
Instrument Date	Jul 24, 2020
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	124 W C ST, GALT, CA 95632-2632

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	124 W C ST, GALT, CA 95632-2632
Document Number	1706150723
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 W C ST GALT CA 956322632, GALT, CA 95632-2632

Mortgage

Document Number	1706150723
Date	Jun 15, 2017
Instrument	1706150723

Lender

Name	EDUCATIONAL EMP CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,589 (+2%) Land $98,065 Building $214,524
2025	$3,736.00 (+4.21%)	$306,461 (+4.04%) Land $96,143 Building $210,318
2024	$3,585.00 (-10.11%)
2023	$3,988.00 (+3.48%)	$294,562 Land $92,410 Building $202,152
2022	$3,854.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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