144 Summit Dr, Franklin, NC 28734 Property Records

Macon County property record for 144 Summit Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,080 sqft · built 1950
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Apr 2010)
Tax Bill	$854 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6584971674`

Property Details

APN / Parcel Number

Primary APN	`6584971674`
Alternative APN	`119697`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Heated Area
1st Floor Area	1,080 sqft
Basement Area	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	783 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	119697
Street Address	144 SUMMIT DR
City	FRANKLIN
State	NC
Zip	28734-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	TRACT 2
Legal Subdivision	SUMMIT DRIVE
Legal Tract	2
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 SUMMIT DR, FRANKLIN, NC 28734-3258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 13, 2021	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2010 · Amount on Record
Deed Sale	Apr 21, 2010 · Amount on Record
Deed Document Number	20102622
Deed Book / Page	33 / 1431
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	Q33/1433
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	144 SUMMIT DR, FRANKLIN, NC 28734-3258
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SUMMIT DR, FRANKLIN, NC 28734-3258

Mortgage

Document Number	B41/1324
Date	Jul 13, 2021
Book Page	B-41/1324
Instrument	2021006614

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	144 SUMMIT DR, FRANKLIN, NC 28734-3258
Transaction Type	Mortgage
Record Updated	Jul 29, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SUMMIT DR, FRANKLIN, NC 28734-3258

Mortgage

Document Number	B41/1307
Date	Jul 13, 2021
Book Page	B-41/1307
Instrument	2021006613

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$854.00	$216,130 (-) Land $42,310 Building $173,820	$216,130 (-) Land $42,310 Building $173,820
2025	$854.00 (+6.09%)	$216,130 (-0.05%) Land $42,310 Building $173,820	$216,130 (-0.05%) Land $42,310 Building $173,820
2023	$805.00	$216,230 Land $42,310 Building $173,920	$216,230 Land $42,310 Building $173,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Frontier, Verizon.

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