125 Summit Dr, Franklin, NC 28734 Property Records

Macon County property record for 125 Summit Dr, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1976
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Jul 2002)
Tax Bill	$804 (2026)
Deeds & Mortgages	Mar 2024 Second Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6584879575`

Property Details

APN / Parcel Number

Primary APN	`6584879575`
Alternative APNs	`0105662` `90028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	1,296 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	42 sqft
Patio Area	258 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	90028
Street Address	125 SUMMIT DR
City	FRANKLIN
State	NC
Zip	28734-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	LOT 8 MCGUIRE PROP
Legal Subdivision	SUMMER HILL ADDITION/ SUMMER HILL SUBD
Legal Lot Number	8
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	970302

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 SUMMIT DR, FRANKLIN, NC 28734-3258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2002 · Amount on Record
Deed Sale	Jul 24, 2002 · Amount on Record
Deed Book / Page	25 / 1092
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	125 SUMMIT DR, FRANKLIN, NC 28734-3258
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A43/358
Date	Mar 14, 2024
Book Page	A-43/358
Instrument	2024001357

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	125 SUMMIT DR, FRANKLIN, NC 28734-3258
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	B41/137
Date	Jul 2, 2021
Book Page	B-41/137
Instrument	2021006366

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$804.00	$201,460 (-) Land $53,470 Building $147,990	$201,460 (-) Land $53,470 Building $147,990
2025	$804.00 (+6.21%)
2023	$757.00	$201,460 Land $53,470 Building $147,990	$201,460 Land $53,470 Building $147,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Frontier, Verizon.

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