144 Powhatan Trl, Versailles, KY 40383 Property Records

Woodford County property record for 144 Powhatan Trl, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 1997
Owner	Individual Name on Record
Last Sale	$155,000 (Mar 2019)
Tax Bill	$2,156 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-3025-005-00`

Property Details

APN / Parcel Number

Primary APN	`30-3025-005-00`
Alternative APNs	`32017` `35639`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,203 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1997
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	35639
Street Address	144 POWHATAN TRL
City	VERSAILLES
State	KY
Zip	40383-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 STORY
Legal Subdivision	THE VILLAGE
Legal Lot Number	44
Legal Unit	4
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	2
Census Block	2010
Census Tract	50103

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK
Mar 29, 2019	Warranty Deed, Transfer · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	D312/091
Deed Book / Page	D312 / 091
Last Transfer Date	Jun 8, 2023
Transfer Doc	00D340/268
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODFORD KY
Recording Date	Jun 8, 2023
Property Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006
Document Number	00D340/268
Book / Page	D340 / 268
Map Reference	CAB C SL 121
Instrument Date	May 30, 2023
Instrument	195147
Transaction Type	Transfer
Record Updated	Jul 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006

Mortgage

Document Number	0000195153
Date	Jun 8, 2023
Instrument	195153

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M827/570
Date	Nov 5, 2018
Book Page	M827/570
Instrument	65701

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODFORD KY
Recording Date	Mar 29, 2019
Property Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006
Document Number	D312/091
Book / Page	D312 / 091
Map Reference	CAB C SL 121
Instrument Date	Mar 22, 2019
Instrument	74680
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	RAINBOW TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 EAGLE CREST DR, 828, VERSAILLES, KY 40383-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 POWHATAN TRL, VERSAILLES, KY 40383-9006

Mortgage

Document Number	74681
Date	Mar 29, 2019
Instrument	74681

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,156.00 (+28.03%)	$218,300 (+40.84%)	$218,300 (+40.84%)
2023	$1,684.00 (+0.78%)	$155,000 (-)	$155,000 (-)
2022	$1,671.00	$155,000	$155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	39 (1978–1997)
Claims Outside the SFHA	8 of 39
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims Severe Storms & Flooding, Feb 1989 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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